I have just been advised by my financial adviser that my Rawcliffe property lawyer is not on the lender Solicitor panel. What can I do to check?

You need to contact your Rawcliffe conveyancer. It is reasonable to expect your lawyer to notify you what has happened. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your mortgage company.

Can your site be used to recommend a Conveyancing solicitor in Rawcliffe even where I’m not buying or disposing of a house, for example if I want to buy a shop in Rawcliffe with a mortgage from Godiva Mortgages Ltd?

Our search tool is primarily utilised to select domestic conveyancing solicitors in Rawcliffe but we have listed at the end of this page a few Rawcliffe commercial conveyancing firms. You will need to enquire with the firm directly to check if they can also act for Godiva Mortgages Ltd

Will commercial conveyancing searches reveal proposed roadworks that may impact a commercial estate in Rawcliffe?

Its becoming the norm that commercial conveyancing solicitors in Rawcliffe will conduct a SiteSolutions Highways report as it reduces the time that conveyancers invest in looking into accurate data on highways that impact buildings and development assets in Rawcliffe. The search result sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Rawcliffe.

For each commercial conveyancing transaction in Rawcliffe it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately can cause delays to Rawcliffe commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not conducted for domestic conveyancing in Rawcliffe.

I am buying my first flat in Rawcliffe with a loan from Bank of Ireland. The builders refused to reduce the price so I negotiated five thousand pounds worth of additionals instead. The sale representative suggested that I not reveal to my solicitor about this extras as it may impact my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a house I have offered on last month in what was supposed to be a quick, no chain conveyancing. Rawcliffe is where the house is located. Is there any advice you can impart?

Flying freeholds in Rawcliffe are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Rawcliffe you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rawcliffe may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.