Do the conveyancing solicitors that you recommend carry out attended exchange conveyancing in Selby?
There are a few conveyancing experts carrying out 24hr exchanges. You should contact us to get a fee calculation and details as to availability.
We are purchasing a property and need a conveyancing solicitor in Selby who is on the Bank of Ireland solicitor panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Bank of Ireland . We don't recommend any particular firms conducting conveyancing in Selby.
We are getting a further advance on our home loan from Aldermore as we want to carry out a loft conversion to our house in Selby. Are we obliged to choose a high street Selby solicitor on the Aldermore conveyancing panel to deal with the paperwork?
Aldermore do not ordinarily require a member of their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Aldermore panel.
We have agreed to purchase a house in Selby. A rare aspect is that the roof has a solar panel. Lloyds have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Lloyds your lawyer must comply with the formal requirements set out in Section two of UK Finance Lenders’ Handbook for Lloyds. The Council of Mortgage Lenders’ Handbook contains minimum conditions for solar panel roof-space leases, and conveyancing practitioners are required to report to Lloyds where a lease does not satisfy these specifications. The specifications relate to the installation of panels on properties in England and Wales and is not isolated to Selby.
The mortgage over my property is with Virgin Money for my property in Selby. Conveyancing was finalised a year ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Virgin Money?
Virgin Money must be informed of your intention in advance of letting out your property as this is likely to be a breach of Virgin Money’s mortgage conditions. It may be that Virgin Money will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Virgin Money directly. You need not do this via a Virgin Money conveyancing panel solicitor.
I have been on the look out for a leasehold apartment up to £245,000 and found one close by in Selby I like with open areas and station nearby, however it only has 51 years on the lease. I can't really find anything else in Selby suitable, so just wondered if I would be making a mistake buying a short lease?
If you need a mortgage the remaining unexpired lease term will be a potential deal breaker. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the premises for a minimum of twenty four months you can ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.
My father-in-law has recommend that I use his conveyancers in Selby. Should I use them?
Much as we are happy to recommend a Selby conveyancing lawyer it’s preferable to choose a conveyancing solicitor is to seek recommendations from friends or relatives who have previously instructed the conveyancer you're contemplating using.