We were just about to exchange contracts for a garden flat in Copmanthorpe. We have hit a stumbling block. The loan offer with Norwich and Peterborough Building Society runs out on 4/12/2025 but the owners are insisting on a completion date of 8/12/2025. Is it possible to extend the loan offer?

The best person to deal with your issue is your conveyancer who will hopefully calculate whether he or she is better off negotiating with the bank, vendor’s representatives, estate agents or indeed all three based on the circumstances your conveyancing as of today.

I am helping my mother sell her flat in Copmanthorpe. Does the solicitor order an EPC or do I organise this?

After the demise of Home Packs, EPC’s was maintained a required component of moving house. An energy assessment needs to be commissioned in advance of the property being marketed. This is not as aspect of the sale process that law firms ordinarily arrange. If you are using a Copmanthorpe conveyancing practitioner they might be able to arrange EPC’s due to their contacts with long established Copmanthorpe providers

Is it the case that all Copmanthorpe solicitors on the TSB conveyancing panel are overseen by the Solicitors Regulatory Authority?

As a firm of solicitors, in order to be on the TSB approved list of solicitors they would need to be governed by the SRA. Some lenders do allow licenced conveyancers on their panel and in that case the practice would be overseen by the Council of Licensed Conveyancers.

I have paid off my mortgage with RBS. I assume I don't need a Copmanthorpe conveyancing practitioner on the RBS panel to discharge the mortgage at the Land Registry. Please confirm.

If you have finished paying off your RBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the RBS mortgage from the register. RBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where RBS has sent the Land Registry the discharge electronically, and
3. RBS has instructed the Land Registry to do so

I used Stirling Law a few years ago for my conveyancing in Copmanthorpe. Now, I need the files but cannot find the solicitor. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Copmanthorpe of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I would like to sublet my leasehold apartment in Copmanthorpe. Conveyancing solicitor who did the purchase is retired - so can't ask her. Is permission from the freeholder required?

Even though your previous Copmanthorpe conveyancing solicitor is not available you can review your lease to see if it allows you to sublet the premises. The rule is that if the deeds are silent, subletting is permitted. Quite often there is a prerequisite that you must obtain consent via your landlord or other appropriate person before subletting. This means that you cannot sublet without prior consent. The consent must not not be unreasonably turned down. If the lease prohibits you from subletting the property you should ask your landlord if they are willing to waive this restriction.

Copmanthorpe Conveyancing for Leasehold Flats - Examples of Questions you should ask before buying

Most Copmanthorpe leasehold apartments will be liable to pay a service bill for maintenance of the block invoiced by the landlord. If you purchase the flat you will have to pay this amount, usually in instalments during the year. This may differ from several hundred pounds to thousands of pounds for large purpose-built buildings. In all likelihood there will be a ground rent for you to pay annual, normally this is not a significant sum, say about £50-£100 but you need to check as on occasion it can be surprisingly expensive. The answer will be helpful as a) areas could result in problems in the block as the communal areas may start to deteriorate where maintenance are not paid for b) if the tenants have an issue with the managing agents you will wish to have all the details

We have been informed by numerous estate agents that it should take 6-8 weeks for Copmanthorpe conveyancing to complete.This was four weeks ago. The draft contract was only sent to my conveyancing practitioner last week so now does it countdown?

Do not count on completing on a set date until exchange of contracts takes place. Regardless of the promises the people you are purchasing from or selling to make, or your lender provides don't count on them. More frustration is caused to clients trying to move home by false promises than anything else.