I have given 8 weeks notice to my existing landlord and must vacate my rented property in Haxby by 17/9/2019. Conveyancing for my house purchase has just started. Can I complete in 4 weeks as don't want to have to move into short term accommodation?

Generally one should not provide notice for your tenancy until you have exchanged. If you have not previously done so, speak to your lawyer and request that they apply pressure on the sellers side, try to an acceptable time-line that all parties will look towards

Why is leasehold purchase conveyancing in Haxby is more expensive?

Haxby leasehold conveyancing transactions usually involve additional investigations than freeholds including investigating the Lease, liaising with the Landlord such as serving applicable notices on the Landlord or managing agent, obtaining up-to-date service charge and management information, obtaining Landlord’s consents and reviewing management accounts and formation documents.

I am considering applying for a Coventry BS mortgage for purchase of a newly converted (under development) in Haxby with 65 per cent loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Coventry BS ?

There is nothing to stop you using your solicitor, but Coventry BS will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.

I opted to have a survey completed on a house in Haxby in advance of appointing lawyers. I have been advised that there is a flying freehold overhang to the house. My surveyor has said that some mortgage companies tend refuse to grant a loan on a flying freehold house.

It varies from the lender to lender. HSBC has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Haxby. Conveyancing will be smoother if you use a solicitor in Haxby especially if they are familiar with such properties in Haxby.

I have just appointed agents to market my garden apartment in Haxby.Conveyancing is yet to be initiated but I have just received a yearly service charge demand – Do I pay up?

The sensible thing to do is discharge the invoice as you normally would because all ground rent and service charges will be apportionedas part of the financial calculations for completion monies, so you will be reimbursed by the purchaser for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process