lenderpanel

Find a Harton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Harton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Harton home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Harton conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Harton

Do banks and building societies provide you with an approved list of Harton conveyancing solicitors? How do you know who is on the Clydesdale conveyancing panel?

Harton conveyancing firms themselves provide us confirmation that they are on the Clydesdale conveyancing panel as opposed to being supplied with a list from Clydesdale directly.

I used Wolstenholmes a few years past for my conveyancing in Harton. I now require my papers however the law firm is no longer operating. What do I do?

Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Harton of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I have been on the look out for a ground for flat up to £195,000 and identified one round the corner in Harton I like with amenity areas and railway links nearby, the downside is that it's only got 49 remaining years left on the lease. I can't really find anything else in Harton suitable, so just wondered if I would be making a mistake purchasing a lease with such few years left?

If you need a home loan that many years may be a potential deal breaker. Discount the price by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the premises for a minimum of 2 years you can request that they start the process of the extension and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.

In surfing the web for the phrase on line conveyancing in Harton it shows results of numerous solicitorsin the vicinity. With so much choice what is the best way to find the suitable property lawyer for the sale of my house?

The ideal method of finding the right conveyancer is through a personal recommendation, so ask friends and family who have acquired a property in Harton or a reputable estate agent or mortgage broker. Fees for conveyancing in Harton vary, so it's sensible to request a minimum of four estimates from varying types of property lawyers. Dont forget to clarify what costs in the quote includes.

I've recently bought a leasehold property in Harton. Do I have any liability for service charges for periods before my ownership?

In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

I am the registered owner of a 1st floor flat in Harton, conveyancing formalities finalised half a dozen years ago. Can you let me have an estimated range of the fair premium for a lease extension? Equivalent flats in Harton with an extended lease are worth £185,000. The ground rent is £65 charged once a year. The lease comes to an end on 21st October 2079

With just 60 years remaining on your lease we estimate the price of your lease extension to range between £20,000 and £23,000 plus plus your own and the landlord's "reasonable" professional fees.

The figure that we have given is a general guide to costs for renewing a lease, but we are not able to advice on the actual costs without more comprehensive due diligence. You should not use the figures in tribunal or court proceedings. There are no doubt additional concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information without first getting professional advice.

Last updated

Find out more about how flying freehold can affect your the value of a property.