A colleague informed me that in purchasing a property in Harton there may be various restrictions affecting the ability to carry out external changes to the property. Is this right?

We are aware of anumerous of properties in Harton which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Harton should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

Are all Harton Conveyancing Quality Solicitors on the TSB conveyancing panel?

A selection of banks and building societies now make use of the accreditation scheme as the kick off point for Panel approval such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to join their panels.

After much negotiation I have agreed a price on an apartment in Harton. My financial adviser pressured me to appoint their conveyancing practitioner. I paid an advanced payment of £175. Not long after, the solicitor called me embarrassingly acknowledging that they were not on the Principality conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Principality panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

The deeds to my home are lost. The conveyancers who conducted the conveyancing in Harton 5 years ago no longer exist. Will I be able to sell the house?

You no longer need to have the physical deeds to prove you are the owner of your registered land or property, given that the Land Registry hold details of all registered land or property electronically.

I am looking for a ground for flat up to £305k and found one round the corner in Harton I like with open areas and station nearby, the downside is that it's only got 51 years unexpired on the lease. There is not much else in Harton in this price bracket, so just wondered if I would be making a mistake buying a lease with such few years left?

If you require a mortgage that many years will likely be problematic. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least 2 years you can ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this.

How do I use the search tool to get a fee calculation from a conveyancing solicitor in Harton on the approved list for my bank?

1st select a lender such as National Westminster Bank, Chelsea Building Society or Godiva Mortgages Ltd then choose your location for instance Harton. Conveyancing firms in Harton and nationally will then be listed.

Expecting to exchange soon on a studio apartment in Harton. Conveyancing solicitors assured me that they are sending me a report within the next couple of days. What should I be looking out for?

The report on title for your leasehold conveyancing in Harton should include some of the following:

What options are open to you if an adjoining owner is in violation of a provision in their lease? Repair and maintenance of the property The total ownership of the property. This could be the flat itself but might include a roof area or storage are if appropriate. What the implications are if you are in breach of your lease terms? Who has the liability to repair and maintain the block. It is essential that you know which party is duty bound to repair and maintenance of all parts of the block and communal areas

I inherited a 2 bed flat in Harton, conveyancing formalities finalised half a dozen years ago. How much will my lease extension cost? Comparable properties in Harton with a long lease are worth £175,000. The ground rent is £65 charged once a year. The lease runs out on 21st October 2083

With only 58 years unexpired we estimate the premium for your lease extension to range between £23,800 and £27,400 as well as plus your own and the landlord's "reasonable" professional fees.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to advice on a more accurate figure in the absence of detailed due diligence. Do not use this information in tribunal or court proceedings. There are no doubt other issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information without first seeking the advice of a professional.