I am helping my step-mother sell her property in Harton. Does the conveyancing solicitor arrange the energy assessment or it is for the seller to coordinate?

Following the abolition of Home Packs, energy assessments remained a compulsory part of selling a property. An EPC needs to be commissioned in advance of the property being advertised. It is not something that law firms ordinarily arrange. Where you are using a Harton conveyancing lawyer they may help arrange energy assessments due to their relationships with reputable local energy assessors

We previously instructed conveyancing lawyers based in Harton on the Virgin Money solicitor panel. They have just billed me a supplemental sum for dealing with the Virgin Money mortgage. Is this an additional conveyancing fee set by Virgin Money?

Provided it is contained in their Terms of Engagement or Quote then yes your conveyancer is entitled to charge a fee for this. The charge is not set by Virgin Money but by your Harton solicitor. Numerous firms on the Virgin Money panel will charge an ‘acting for lender’ fee but plenty of firms include it on their overall fee.

Nottingham have agreed my home loan in principle, my bid on a property in Harton has been agreed to, what are the next steps?

The estate agent will want to be informed of your conveyancing practitioner's details (ensure that the solicitors are on the bank’s panel). Telephone Nottingham or your financial adviser and finish off any outstanding paperwork. Nottingham will sellect a valuer who will get in touch with the estate agent or seller to schedule a time for the valuation to happen. Once carried out (assuming no problems) it takes on average a week for the mortgage offer to be issued. Nottingham will send the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Harton.

How does conveyancing in Harton differ for new build properties?

Most buyers of new build or newly converted property in Harton approach us having been asked by the developer to sign contracts and commit to the purchase even before the property is constructed. This is because builders in Harton usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Harton or who has acted in the same development.

I've recently found out that there is a flying freehold issue on a house I have offered on last month in what should have been a quick, chain free conveyancing. Harton is where the house is located. Is there any guidance you can give?

Flying freeholds in Harton are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Harton you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Harton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

How does the Landlord & Tenant Act 1954 affect my commercial offices in Harton and how can your lawyers assist?

The particular law that you refer to affords a safeguard to business leaseholders, giving them the dueness to apply to court for a continuation of occupancy at the end of the lease term. There are limited grounds where a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Harton is one of our hundreds of locations in which the firms we work with are located

Are the Harton conveyancing lawyers identified as being on the bank conveyancing panel, together with their details provided by the bank?

Harton law firm practices and firms carrying out conveyancing in Harton themselves provide us confirmation that they are on the bank conveyancing panel as opposed to being supplied with a list from the lender directly.