It is a dozen years since I purchased my property in Harton. Conveyancing lawyers have recently been retained on the sale but I am unable to find my title deeds. Will this cause complications?
You need not be too concerned. Firstly the deeds may be kept by the mortgage company or they could be archived with the solicitor who handled the purchase. Secondly the likelihood is that the title will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining current official copies of the land registers. Almost all conveyancing in Harton relates to registered property but in the unlikely event that your home is unregistered it is more problematic but is not insurmountable.
I am in the process of refinancing my apartment in Harton, does my lawyer have to be on the UBS Solicitor panel?
In theory, you could use a solicitor that is not on the UBS conveyancing panel, but UBS would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
About to purchase a new build apartment in Harton. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Harton
Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? There must be mutual enforceability of lessee’s covenants. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
I'm converting the mortgage on my current property to a buy to let mortgage with Birmingham Midshires and intend to use the remaining equity as a down payment on another house. The location we are talking about is Harton. Will your conveyancers be able to act for the two lenders and link together the two deals?
Make use of our comparison tool on this page to ensure that the solicitors are approved by both mortgage companies. On the basis that they are the solicitor will be able to connect the two transactions but you should have a chat with you lawyer and communicate your expectations and needs.
I have recently realised that I have Seventy years remaining on my flat in Harton. I now want to extend my lease but my freeholder is missing. What should I do?
If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be extended by the magistrate. However, you will be required to demonstrate that you or your lawyers have made all reasonable attempts to locate the landlord. On the whole a specialist would be helpful to carry out a search and to produce a report which can be used as proof that the landlord can not be located. It is wise to seek advice from a conveyancer both on investigating the landlord’s absence and the application to the County Court covering Harton.
Leasehold Conveyancing in Harton - Sample of Questions you should consider before Purchasing
It would be sensible to discover as much as you can concerning the managing agents as they can either make your life much simpler or much more difficult. As the proprietor of a leasehold property you are often at the mercy of the managing agents both financially and when it comes to practical matters such as the tidiness of the common parts. Enquire of other people if they are happy with their service. On a final note, investigate as to the dates that the maintenance fees are due to the managing agents and specifically what it includes. What restrictions are contained in the Harton Lease?