Do the conveyancing practitioners indexed on your site conduct right to buy conveyancing in Tadcaster?
We have identified a number of conveyancing firms carrying out right to buy conveyancing matters You should e-mail the lawyers listed in order to obtain a conveyancing quote.
Can you point me to a directory of Skipton panel solicitors in Tadcaster on the Building Society Association’s Website?
No. There is no such tool on the CML or Building Society Association websites. A small selection of lending institutions make their panel listings available on the web. If you are looking for a Tadcaster lawyer on the Skipton please make the most of our facility.
Is it the case that all Tadcaster solicitors on the Lloyds conveyancing panel are regulated by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Lloyds approved list of solicitors they would need to be overseen by the Solicitors Regulatory Authority. The majority of lenders do allow licenced conveyancers on their panel and in that case the firms would be regulated by the CLC.
We previously chose conveyancers based in Tadcaster on the Kent Reliance solicitor approved list. They are now charging me an additional charge for handling the Kent Reliance mortgage. Is this a supplemental conveyancing fee set by Kent Reliance?
As unfair as it may seem, as long as it’s in their Terms of Engagement or Quote then yes your conveyancing practitioner may levy a fee for this. The fee is not dictated by Kent Reliance but by your Tadcaster solicitor. Some firms on the Kent Reliance panel will levy an ‘acting for lender’ fee but some firms incorporate it on their overall fee.
I opted to have a survey completed on a property in Tadcaster in advance of instructing solicitors. I have been informed that there is a flying freehold element to the property. Our surveyor has said that some banks will not grant a mortgage on a flying freehold home.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Nationwide. Should you wish to telephone us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Tadcaster. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Tadcaster to see if the conveyancing costs will increase in light of this.
Last October I purchased a leasehold property in Tadcaster. Do I have any liability for service charges for periods before my ownership?
In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I am the registered owner of a 2 bed flat in Tadcaster, conveyancing formalities finalised September 2008. Can you please calculate a probable premium for a statutory lease extension? Equivalent flats in Tadcaster with an extended lease are worth £190,000. The average or mid-range amount of ground rent is £65 charged once a year. The lease finishes on 21st October 2080
With 61 years unexpired we estimate the price of your lease extension to range between £19,000 and £22,000 as well as professional fees.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to provide the actual costs in the absence of detailed investigations. Do not use this information in tribunal or court proceedings. There may be additional issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information before seeking the advice of a professional.
A licensed conveyancer dealt with my conveyancing in Tadcaster 8 years ago having stored my title documents but has now closed – What can I do to retreive them?
Deeds, as such, are no longer appropriate for most homes in Tadcaster are recorded electronically at Land Registry. Should you need to establish evidence of proprietorship or are selling or re-mortgaging your lawyer can obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.