Having been recommended your organisation we were going to go ahead with a conveyancing solicitor in Tadcaster recommended using your search tool but stumbled across alternative estimates via the web seem less expensive – why is this?

One can find numerous websites advertising alleged cheap conveyancing, yet more often than not supplementalfees end up with the final invoice markedly uplifted. In accordance with regulatory requirements fees contained in terms of business should be honest and reasonable and be applied The conveyancers that we put forward for conveyancing in Tadcaster specify all charges for a residential conveyancing case.

I am considering applying for a Bank of Ireland mortgage for purchase of a newly converted (under development) in Tadcaster with 70% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Bank of Ireland ?

There is nothing to stop you using your solicitor, but Bank of Ireland will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.

Over the last few months I have been searching for a flat up to £195,000 and found one close by in Tadcaster I like with amenity areas and station nearby, the downside is that it only has 52 years on the lease. There is not much else in Tadcaster in this price bracket, so just wondered if I would be making a grave error acquiring a short lease?

Should you need a mortgage the shortness of the lease may be problematic. Reduce the offer by the expected lease extension will cost if not already taken into account. If the existing owner has owned the property for a minimum of 2 years you may request that they start the process of the extension and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor about this matter.

Do I need to be suspicious about estate agents that I am dealing with are suggesting a web based conveyancing firm rather than a High Street Tadcaster conveyancing firm?

As is the case with lots of service providers, often referrals from family and friends can be worth their weight in gold. Yet there are many players in a conveyancing matter; estate agents, financial adviser and lenders might all recommend solicitors to instruct. On occasion the conveyancers might be known to one of the organisations as experts in their field, but sometimes there exists a commercial relationship behind the endorsement. You are at liberty to select your own lawyer. Don't forget that many lenders have an approved list of lawyers you must use for the mortgage related work in your conveyancing.

Me and my wife accepted an offer on a Tadcaster apartment left to us 8 years ago in 2009. I have over a decades worth of conveyancing experience and, although retired, see no reason not to carry out the legal work. The purchaser's property lawyer has informed me that their Lenders will not allow you to do your own conveyancing as they require the funds to be sent to a solicitor's bank account.

Mortgage requirements to lawyers from all CML members specify that If the vendor is not legally represented the purchaser’s lawyers should check whether the mortgage company needs to be told so that a decision can be made as to whether they are willing to move forward.