My husband and I are acquiring a new build flat in Linton and my conveyancer is advising me that she has to the mortgage company to reveal incentives from the developer. I am nearing the developer’s deadline to sign contracts and I have no desire to delay matters. Is my lawyer right?

You should not exchange unless you have been advised to do so by your . A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

About to purchase a new build flat in Linton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Linton

Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please confirm the Lease plans are architect prepared. There must be mutual enforceability of lessee’s covenants.

I opted to have a survey carried out on a house in Linton before instructing conveyancers. I have been advised that there is a flying freehold aspect to the house. The surveyor has said that some banks will not issue a mortgage on such a house.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Nationwide. Should you wish to call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Linton. Conveyancing may be slightly more expensive based on your lender's requirements.

I have been recommended by numerous property agents in Linton to find a solicitor on your site. What’s the financial upside for Estate Agents to offer your services rather than alternative conveyancing organisations?

We refuse to make any commission for pointing buyers and sellers in our direction. We thought it would be too underhand a fee as members of the public would think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.

My husband and I are novice buyers - had an offer accepted, but the estate agent advised that the vendor will only proceed if we appoint their preferred solicitors as they are insisting on a ‘quick sale’. My instinct tells me that we should use a local solicitor with experience of conveyancing in Linton

We suspect that the seller is unaware of this ultimatum. If they desire ‘a quick sale', taking such a hostile approach to a genuine purchaser is going to damage their objectives. Contact the owners directly and make sure they comprehend that (a)you are keen to buy (b)you are excited to move forward, with finances in place © you are chain free (d) you wish to move quickly (e)however you intend to appoint your preferred Linton conveyancing lawyers - as opposed tothe ones that will provide the negotiator at the agency a kickback or meet his conveyancing figures set by head office.