I have given 8 weeks notice to my current landlord and have to be out of my rented flat in Rothwell by the end of next month. Conveyancing on my purchase is underway. Is it possible to complete in six weeks as don't want to have to find temporary accommodation?
The normal practice is not to give notice on a rental until exchange of contracts has taken place. If you have not previously done so, speak to your conveyancer and urge them to they seek the assistance the sellers lawyers, try to an acceptable time-line that all parties will aim towards
Having sold my house in Rothwell last March but my buyer keeps whats apping me complaining that his conveyancer is waiting to hear from mylawyer. What should have happened following completion?
Following your disposal your solicitor should forward the transfer deeds and all supplemental paperwork to the buyer’s lawyers. Where relevant, your solicitor should also send confirmation that the home loan has been redeemed to the purchasers solicitors. There are no post completion procedures specific conveyancing in Rothwell.
Are all Rothwell Conveyancing Quality Solicitors on the Bank of Ireland conveyancing panel?
A selection of banks and building societies now make use of CQS as the starting point for Panel membership such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of firms.
I have paid off my mortgage with HSBC. I assume I don't need a Rothwell lawyer on the HSBC panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your HSBC mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the HSBC mortgage from the register. HSBC, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where HSBC has sent the Land Registry the discharge electronically, and
- HSBC has instructed the Land Registry to do so
After shopping around on the internet I have found a Rothwell lawyer having checked that they are on the Lloyds conveyancing panel. Does my lawyer arrange the survey of the property?
Lloyds will need an independent valuation of the property. Your lawyer will not arrange this. Usually Lloyds will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Rothwell surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
What will a local search inform me concerning the house I am buying in Rothwell?
Rothwell conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search organisations such as Xpress Legal The local search plays an important role in most Rothwell conveyancing purchase; that is if you don’t want any unpleasant surprises after you move into your property. The search will supply data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic areas.
What does commercial conveyancing in Rothwell cover?
Commercial conveyancing in Rothwell incorporates a broad range of advice, supplied by regulated solicitors, relating to business premises. For example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.