What is the optimum way to find out if the solicitor carrying out my conveyancing in Leeds is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Norwich and Peterborough Building Society thus spending £192.00 in another set of conveyancing charges.
Feel free to make the most of the find a conveyancing panel solicitor tool on this site. Please choose the mortgage company and type ‘Leeds’ or your location and you will be presented with numerous solicitors offices in Leeds or by proximity to you.
I have recentlybecome aware that Stirling Law have closed. They carried out my conveyancing in Leeds for a purchase of a freehold house 12 months ago. How can I be sure that the property is registered correctly in the name of the former proprietor?
The quickest way to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Leeds conveyancing specialists.
I'm purchasing a new build house in Leeds with a mortgage from Accord Mortgages Ltd. The builders refused to move on the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep told me not reveal to my lawyer about the side-deal as it would put at risk my loan with Accord Mortgages Ltd. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what was supposed to be a straight forward, chain free conveyancing. Leeds is where the house is located. Is there any guidance you can impart?
Flying freeholds in Leeds are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Leeds you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Leeds may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I need to find a conveyancing solicitor for residential conveyancing in Leeds. I have stumble upon a site which looks to be the ideal offering If there is a chance to get all formalities completed via email that would be preferable. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?