I have given 2 months notice to my current landlord and must leave my let out apartment in Headingley by 9/12/2025. Conveyancing on my purchase is underway. How realistic is it to complete in three weeks as I wish to avoid having to move into temporary accommodation?
It is unwise to provide notice for your lease unless you have exchanged. If you have not already done so, notify to your lawyer and urge them to they apply pressure on the sellers lawyers, try to an agreed time frame that everyone will aim to achieve
Why do I have to pay up front for conveyancing in Headingley?
Where you are retaining lawyers for conveyancing in Headingley your solicitor will request that you to provide them with monies to cover the search fees. Generally this is called for to cover the fees of the Local Authority Search. If any down payment is as part of the sale price then this will be needed immediately in advance of contracts are exchanged. Any further balance that is needed will be payable a few days ahead of the day of completion.
We wanted to use a conveyancing solicitor in Headingley for our house move. Our financial adviser informed us that our mortgage company Godiva Mortgages Ltd won't deal with them. Why is this not regarded as unduly restrictive?
A decade ago most banks had a different appetite for risk. Almost all Headingley conveyancing firms would have been on most lender panels. The FSA in 2010 carried out a thematic review into mortgage fraud which come to the conclusion: know the conveyancing solicitors dealt with. Consequently, lenders are increasingly seeing more data from law firms relating to their operations and their employees and establishing certain criteria such a completing on a minimum volume of conveyancing. Many Headingley conveyancing firms that have been excluded from lender panels have a 100% healthy track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Headingley is one of the hundreds of locations where the lawyers showing on our search results are members of the panel for Godiva Mortgages Ltd.
My bid for a property was accepted at auction in Headingley. Conveyancing is needed. What happens now?
Given that you are now for all intents and purposes signed on the dotted line you should hire the services of a conveyancing solicitor quickly as you are faced with a pending deadline in which to complete the property. Every auction property will ordinarily have a corresponding legal set of papers. This should include evidence of title and search results. If you have purchased leasehold property the legal pack may contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork pertinent to a leasehold property. You need to pass this on to your appointed conveyancing solicitor as soon as possible. You also need to ensure that your finances are in place to complete the transaction on the set completion date.
is it true that all Headingley solicitors on the Co-operative conveyancing panel are governed by the SRA?
As a firm of solicitors, in order to be on the Co-operative approved list of solicitors they would need to be governed by the Solicitors Regulatory Authority. Many mortgage companies do allow licenced conveyancers on their panel in which case such firms would be overseen by the Council of Licensed Conveyancers.
Last month we had a mortgage agreed in principle with Nottingham. Headingley conveyancing lawyers have been selected. How long does it take for Nottingham to issue the offer to the conveyancer?
Some lenders take longer than others. Have Nottingham conducted the survey? Have you informed Nottingham as to your lawyers' details and checked that your lawyers are on the Nottingham conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
Me and my brother purchased a terraced Edwardian property in Headingley. Conveyancing lawyer represented me and Nationwide Building Society. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the exact same address. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Headingley and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with your conveyancing solicitor who carried out the work.