We were just about to exchange contracts for a garden flat in Rawdon and Yeadon. We encountered a snag. Our loan offer with TSB expires on 11/4/2019 but the sellers are suggesting a completion date of 15/4/2019. Can one prolong the mortgage expiry date?
The best person to address this concern is your conveyancer who is in a position to determine if he or she is should be discussing with the lender, seller’s solicitors, property agents or indeed all parties taking into account what has happend in your transaction to date.
We see that you have a search directory identifying law firms on the TSB conveyancing panel. Do companies pay you a commission if I appoint them for our own conveyancing in Rawdon and Yeadon?
We are a listing service only for law firms wishing to communicate if they are on the TSB conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Rawdon and Yeadon.
My aunt passed away 10 months ago and as sole heir and executor I was left the house in Rawdon and Yeadon. The house had a relatively small loan remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to Kent Reliance, pay off the mortgage. Is this possible?
Given you plan to refinance then Kent Reliance will require that you use a conveyancer on the Kent Reliance conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Kent Reliance conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Kent Reliance mortgage is registered as a charge at the Land Registry.
About to purchase a new build flat in Rawdon and Yeadon. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Rawdon and Yeadon
There must be mutual enforceability of lessee’s covenants. Forfeiture - bankruptcy or liquidation must not apply under this provision. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please provide evidence that the form of Lease proposed has been approved by the Land Registry.
I've recently found out that there is a flying freehold element on a property I put an offer in a fortnight ago in what was supposed to be a simple, no chain conveyancing. Rawdon and Yeadon is the location of the property. Can you offer any opinion?
Flying freeholds in Rawdon and Yeadon are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Rawdon and Yeadon you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rawdon and Yeadon may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.