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Recently asked questions about conveyancing in Bradford

After what seems like an age a mortgage agreement from Santander for the remortgage of my 2 bedroom maisonette is expected by the end of next week. Are you able to suggest a low cost conveyancing practitioner in Bradford?

You have arrived at the wrong place to search for cut-price fees for conveyancing in Bradford. We can offer you cost effective conveyancing but we do not aim to work with the cheapest lawyers. Do not be fooled by organisations seducing you with low cost conveyancing in Bradford. In your best case scenario, in deciding on cheap conveyancing, you will end up with what you pay for and at worst you will end up invoiced for additional fees and still not end up with the service required.

My husband and I are getting closer to an exchange on a house in Bradford and my parents have sent the exchange deposit to my conveyancer. I am now told that as the deposit has been sent from someone other than me my conveyancer needs to disclose this to my bank. Apparently, in also acting for the bank he must inform them that the balance of the purchase price is coming from anyone other than me. I advised the mortgage company concerning my parents' contribution when I applied for the mortgage, so is it really necessary for him to raise this?

Your property lawyer is legally required to clarify with lender to make sure that they know that the balance of the purchase price is not from your own resources. The solicitor can only disclose this to your mortgage company if you permit them to, failing which, your lawyer must cease to continue acting.

Why is leasehold purchase conveyancing in Bradford is more expensive?

Bradford leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.

My partner has recommend that I use his conveyancing solicitors in Bradford. Do I follow his recommendation?

There are no two ways about it it’s preferable to choose a conveyancing lawyer is to seek referrals from friends or family who have actually previously instructed the conveyancer that you are considering.

I own a leasehold flat in Bradford. Conveyancing and Leeds Building Society mortgage organised. A letter has just been received from someone claiming to own the reversionary interest in the property. It included a ground rent demand for rent dating back to 1995. The conveyancing practitioner in Bradford who previously acted has now retired. Any advice?

First contact HMLR to make sure that the individual claiming to own the freehold is indeed the registered owner of the freehold reversion. It is not necessary to incur the fees of a Bradford conveyancing practitioner to do this as you can do this on the Land Registry website for less than a fiver. Rest assured that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

I invested in buying a 1 bedroom flat in Bradford, conveyancing was carried out September 1995. Can you work out an approximate cost of a lease extension? Equivalent flats in Bradford with over 90 years remaining are worth £195,000. The average or mid-range amount of ground rent is £45 invoiced every year. The lease finishes on 21st October 2082

With only 63 years unexpired the likely cost is going to be between £16,200 and £18,600 as well as costs.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs without more comprehensive due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information without first seeking the advice of a professional.

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