My fiancee and I are acquiring our first house. Our lawyer has calledto check if we wish to purchase extra conveyancing searches. As novices we have no idea as to what's necessary for conveyancing in Baildon

The type of Baildon conveyancing searches should be triggered based primarily on the property, the location, the likelihood of any of these risks, your familiarity of the locality and risks, your general approach to risk. What is important is that you adequately understand what information each search could give you. You may then decide if you consider that you need that search. Should you be uncertain, ask your conveyancing practitioner to explain.

We see that you have a search directory listing law firms on the Lloyds conveyancing panel. Do companies pay you a referral fee if I appoint them for our conveyancing in Baildon?

We are a listing service only for law firms wishing to communicate if they are on the Lloyds conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Baildon.

I am selling my apartment in Baildon. Will my conveyancer need to be on the Coventry BS conveyancing panel in order to deal with paying off my mortgage?

Ordinarily, even if your lawyer is not on the Coventry BS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently in recent years.

I decided to have a survey carried out on a property in Baildon in advance of appointing conveyancers. I have been advised that there is a flying freehold element to the property. The surveyor has said that some lenders will not grant a loan on this type of home.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. If you contact us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Baildon. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Baildon to see if the conveyancing will be more expensive.

I have recently realised that I have 72 years unexpired on my flat in Baildon. I need to get lease extension but my landlord is missing. What options are available to me?

If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be lengthened by the Court. You will be obliged to demonstrate that you or your lawyers have done all that could be expected to track down the lessor. On the whole an enquiry agent should be useful to carry out a search and prepare a report to be used as evidence that the landlord can not be located. It is advisable to get professional help from a conveyancer both on proving the landlord’s disappearance and the application to the County Court overseeing Baildon.

Baildon Leasehold Conveyancing - Examples of Questions you should consider before Purchasing

Does the lease include onerous restrictions? Who manages the building? Best to be warned if fixing the lift or some other significant cost is coming up that will be shared by the leasehold owners and may well materially increase the the service fees or necessitate a specific payment.