I hired a high street lawyer for my conveyancing in West Yorkshire last week. Upon checking the Ts and Cs I noteI am on the hook for costs even if the dealfalls through. Should I ditch them and instruct an internet firm promising no completion no cost conveyancing in West Yorkshire?
Generally there is a concession along the lines that if "No Completion No Fee" is offered then the conveyancing charges will generally be higher to neutralise those cases that do not go ahead. Dont forget that such offerings rarely cover expenses e.g. West Yorkshire conveyancing search costs.
My partner and I are getting closer to an exchange on a property in West Yorkshire and my mum and dad have sent the ten percent deposit to my conveyancer. I am now told that as the deposit has been received from someone other than me my lawyer needs to disclose this to my bank. I am advised that, in also acting for the lender he must inform them that the balance of the purchase price is not just from me. I disclosed to the lender about my parents' contribution when I applied for the mortgage, so is it really necessary for him to raise this?
Your solicitor is obliged to clarify with lender to ensure that they are aware that the balance of the purchase price is not from your own resources. Your solicitor can only reveal this to your mortgage company if you agree, failing which, your lawyer must cease to continue acting.
We are selling our apartment in West Yorkshire. Does the conveyancer need to be required to be on the Clydesdale conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the Clydesdale conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently in recent years.
Due to the advice of my in-laws I had a survey completed on a house in West Yorkshire prior to instructing lawyers. I have been informed that there is a flying freehold overhang to the property. Our surveyor advised that some lenders will not give a loan on this type of premises.
It depends who your proposed lender is. Santander has different instructions from Nationwide. Should you wish to telephone us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in West Yorkshire. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in West Yorkshire to see if the conveyancing costs will increase in light of this.
Been looking for a lawyer for freehold sale conveyancing in West Yorkshire. We are selling, simple no mortgage to discharge, no hurry, no onward purchase. Had an estimate from a property lawyer for a thousand pounds plus VAT which is a little expensive given that its so straightforward. Can I pay less for conveyancing in West Yorkshire?
Given that it’s a sale only, £425 + VAT is likely to be about the best for sale conveyancing in West Yorkshire.