My brother-in-law has suggested I instruct a conveyancing solicitor in Idle. I I am struggling to find out if they are accepted on the Bank of Scotland conveyancing panel. Could you or the lender confirm if they are on the panel?
The first thing to do is contact the solicitor and enquire if they can act for the bank. Otherwise please call Bank of Scotland who may be able to confirm.
My bid for a property was accepted at auction in Idle. Conveyancing is needed. What happens now?
Given that you are now for in every practical sense signed on the dotted line you must choose a conveyancing practitioner as a matter of priority as you are faced with a tight a drop dead date to complete the deal. An auction property should have an associated auction set of papers. This will likely include most,if not all of the paperwork that your lawyer will need. Where you are dealing with leasehold premises the auction pack should contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork relating to a leasehold property. You should hand this to the lawyer instructed by you at the earliest opportunity. Do make sure that you have funds organised to complete on the date specified in the contract.
The formalities of my remortgage has taken place for my property in Idle. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Nottingham have agreed my home loan in principle, my bid on a house in Idle has been agreed to, what are the next steps?
The property agent will want to know who your solicitors are (make sure the conveyancing practitioners are on the bank’s approved list). Contact Nottingham or your broker and finish off any relevant paperwork. Nottingham will appoint a valuer who will get in contact with the estate agent or seller to arrange an appointment. Once conducted (assuming no problems) it takes on average ten days to get a mortgage offer. Nottingham will issue the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Idle.
My wife and I are close to exchanging contracts on the sale of our house in Idle and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. A local conveyancer would know this is not the case. It does beg the question why the buyers used a national conveyancing firm rather than a conveyancing solicitor in Idle. We have lived in Idle for many years we know that this is a non issue. Should we get in touch with our local Authority to get clarification that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor currently acting for you. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
My wife and I own a semi-detached Victorian house in Idle. Conveyancing solicitor represented me and Aldermore. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold under the exact same property. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Idle and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with your conveyancing lawyer who carried out the work.
My husband and I are FTB’s - had an offer accepted, but the estate agent told us that the vendor will only move forward if we appoint the agent's preferred conveyancers as they need a ‘quick sale’. We would rather use a high street solicitor used to conveyancing in Idle
It is highly unlikely the sellers are behind this. If they want ‘a quick sale', alienating a serious purchaser is likely to cause more damage than good. Bypass the agents and go straight to the owners and make sure they comprehend that (a)you are keen to buy (b)you are ready to go, with finances arranged © you are unencumbered (d) you intend to proceed fast (e)but you are going to use your own,trusted Idle conveyancing firm - as opposed tothose that will earn the negotiator at the agency a kickback or hit his conveyancing figures set by corporate headquarters.