We see that you have a post code search directory listing solicitors on the Nottingham conveyancing panel. Do firms pay you a referral fee if I retain them for our own conveyancing in Rawdon?

We are a listing service only for law firms wishing to communicate if they are on the Nottingham conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Rawdon.

I have a decision in principle. The lender mentioned the loan came with free conveyancing. Is the implication that I have to instruct their panel lawyer as I would much rather use a specialised conveyancing solicitor in Rawdon?

You should check but the the probability is that allocate you one of their panel solicitors if you accept the "fee-free" offer. Contact the lender to ask if they make available a cash alternative. It is not unheard for a lender to give a £250 cashback as an alternative in which case that money can go towards the cost for your conveyancing solicitor near Rawdon.

My uncle advised me that in buying a property in Rawdon there could be a number of restrictions as to what one can do in terms of external alterations to the property. Is this right?

There are a number of properties in Rawdon which have some sort of restriction or requirement of consent to execute external changes. Part of the conveyancing in Rawdon should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I am the sole beneficiary of my late mum's will with all property in now in my sole name, including the my former home in Rawdon. Conveyancing formalities meant that the Land Registry date was in July. I now wish to sell up. I understand that there is a CML 6 month 'rule', which means that my proprietorship may be considered the same way as if I'd bought the property in July. Do I have to wait half a year to sell?

The CML handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be caught by that. Most lenders would take a sensible view as this clause chiefly exists to capture subsales or the flipping of property.

After shopping around on the internet I have found a Rawdon conveyancer having checked that they are on the Santander conveyancing panel. Does my lawyer arrange the survey of the property?

Santander will need an independent valuation of the property. Your lawyer will not arrange this. Usually Santander will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Rawdon surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

It has been 4 months since my purchase conveyancing in Rawdon took place. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Due to exchange soon on a leasehold property in Rawdon. Conveyancing lawyers inform me that they are sending me a report next week. Are there areas in the report that I should be focusing on?

Your report on title for your leasehold conveyancing in Rawdon should include some of the following:

Ground rent - how much and when you need to pay, and also know whether this is subject to change Do you need to have carpet in the flat or are you allowed wood flooring? It needs to be made clear to you if the lease permits you to alter or upgrade anything in the premises- you must know whether any restrictions relates to all alterations or just structural alteration, and whether permission is required Responsibility for maintaining the window frames Additions to the property

Rawdon Leasehold Conveyancing - Sample of Questions you should consider before Purchasing

How many of the leaseholders are in arrears for their service charge payments? Generally speaking the outlay for major works are not incorporated into the maintenance charges, although some managing agents in Rawdon require leaseholders to contribute towards a sinking fund created for the specific intention of establishing a fund for major repairs or maintenance. You should be aware that where the lease has less than eighty years it will affect the value of the flat. Check with your bank that they are willing to lend given the lease term. A short lease means that you will probably have to extend the lease sooner rather than later and it is worth finding out what this will be. Remember, in most cases you would need to own the premises for a couple of years before you are eligible to exercise a lease extension.