I have just been advised by my broker that my Thornton property lawyer is not on the mortgage company Solicitor panel. How can I check?

Your first step should be to contact your Thornton lawyer directly. It is reasonable to expect your lawyer to inform you of the situation. If they are not on the panel they may recommend you to a Thornton conveyancing firm that is on the approved list of lawyers for your mortgage company.

I am need of leasehold conveyancing for a flat in a relatively new development (seven years old) in Thornton. 95% of the appartments have already been disposed of. Is it strictly necessary to order conveyancing searches as part of conveyancing in Thornton?

You are taking a significant risk in refusing to carrying out Thornton conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying without a mortgage there is no legal requirement to have them, but we would seriously advise in no uncertain terms that you have them. If time pressures and cost are primary issues you should discuss with your solicitor about the viability of search insurance

I am aiming to move property in September. Should my conveyancing solicitor call the removal company on the day of completion. As an aside, can you recommend a removal company in Thornton. Conveyancing solicitor was chosen before I stumbled across your site.

On the day of completion you will need to collect the keys from your property agent but this can only occur once the previous owners solicitors advise the agent that they have the completion monies and the keys can be released. You can inform the removal men that they can start moving you in. We are not in a position to suggest a specific removal company but can assist you in locating a conveyancing in Thornton or a firm that specialises in conveyancing in Thornton.

Is there a list of Nationwide panel conveyancers in Thornton on the Council of Mortgage Lender’s Website?

Unfortunately not yet. There is no such directory service on the Council of Mortgage Lenders or Building Society Association websites. A small selection of mortgage companies make their panel listings viewable on the web. Where you are seeking to appoint a Thornton property lawyer on the Nationwide please use our facility.

I recently had an offer agreed on a house in Thornton. My mortgage broker recommended their conveyancers. I paid an upfront payment of £175. Shortly after, the conveyancer contacted me sheepishly admitting that they were not on the Virgin Money conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Virgin Money panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I need to appoint a conveyancing solicitor for purchase conveyancing in Thornton. I have chance upon a web site which seems to have the perfect answer If there is a chance to get all this stuff completed via phone that would be ideal. Should I be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I am thinking of choosing an online solicitor rather than a Thornton conveyancing firm. Any advice?

There are advantages of having the opportunity to attend a local Thornton conveyancing solicitor for instance

• signing documents and and when necessary
• sometimes being able to see someone face-to-face can make a significant difference, particularly for more complex conveyancing
• the ability to raise concerns if things are not going as expected

When comparing fees, look out for hidden extras. Most decent Thornton high street solicitors give an all-inclusive price. Many online companies appear to offer cheap prices, yet have hidden 'extras' in the small print.