I require conveyancing for a flat in a fairly new development (five years built) in Halifax. Almost all the flats are already sold. Is it really necessary to order neighbourhood searches for my conveyancing in Halifax?
You would be putting yourself at risk in refusing to carrying out Halifax conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying mortgage free there is no legal necessity to have them, but we would seriously advise in the strongest possible terms that you have them. Where accelerating the process and expenses are top of your concerns you should discuss with your conveyancer about the viability of search insurance
My Solicitor in Halifax is not on the Nottingham Building Society Solicitor Panel. Can I still retain my family solicitor notwithstanding that they are not on the Nottingham Building Society approved list?
Your options are as follows:
- Carry on with your preferred Halifax solicitors but Nottingham Building Society will need to use a solicitor on their list of acceptable firms. This will inevitably rack up the overall conveyancing fees as well as cause delays.
- Get a new solicitor to act in the conveyancing, obviously checking they are on the Nottingham Building Society panel
My relative advised me that if I am buying in Halifax I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually quoted for as part of the standard Halifax conveyancing searches. It is a large report of more than thirty pages, listing and setting out important information about Halifax around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Halifax Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Halifax Education with maps and statistics, Local Amenities and other useful information regarding Halifax.
I am looking for a ground for flat up to £195,000 and identified one near me in Halifax I like with a park and transport links in the vicinity, the downside is that it's only got 52 years on the lease. There is not much else in Halifax in this price bracket, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you require a home loan the remaining unexpired lease term will likely be problematic. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least 2 years you may ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing lawyer about this.
I am using a search engine for the words conveyancing in Halifax it brings up many solicitorslocally. How do I determine which is the right solicitor for my move?
The best way of choosing the right conveyancer is through a personal testimonial, so seek the opinion of colleagues and family who have acquired a property in Halifax or the local estate agent or financial adviser. Fees for conveyancing in Halifax differ, so it's a good idea to obtain at least four fee calculations from different property lawyers. Make sure that you know that the costs are assured not to rise.