Our solicitor has discovered a a legal deficiency with the lease for the property we are purchasing in Elland. The seller’s lawyers have suggested title insurance as a workaround. We are content with insurance and will cover the costs. Our property lawyer says that he must check that the mortgage company is content with this solution. Who is the client here, us or the mortgage company ?

The short answer to your last question is that, notwithstanding the risk of a conflict of interest, you and the mortgage company are the client. Your property lawyer must comply with the UK Finance Lenders’ Handbook provisions. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the bank can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

Do banks and building societies provide you with an approved list of Elland conveyancing solicitors? How do you know who is on the Clydesdale conveyancing panel?

Elland conveyancing firms themselves provide us confirmation that they are on the Clydesdale conveyancing panel as opposed to being supplied with a list from Clydesdale directly.

In my capacity as executor for the will of my uncle I am disposing of a property in Cardiff but live in Elland. My conveyancer (based 235 miles from merequires that I execute a stat dec before completion. Could you suggest a conveyancing practitioner in Elland who can witness and place their company stamp on the document?

Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will suffice regardless of whether they are based in Elland

Estate agents have just been given the go-ahead to market my 2 bed flat in Elland. Conveyancing has not commenced, however I have recently received a yearly service charge demand – Do I pay up?

It best that you clear the invoice as usual because all rents and service payments will be allotted on completion, so you will be reimbursed by the buyer for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

Leasehold Conveyancing in Elland - A selection of Questions you should ask before buying

Who is in charge of the block? Please inform me if there are any major works in the planning that could increase the maintenance costs?

What are the differing property law services that Elland conveyancing firms manage?

For the most part Elland conveyancing companies will supply a number of legal advice to home and land proprietors, vendors, first time buyers, landlords and tenants which may include:

Domestic sale conveyancing in Elland and across the country Residential purchase conveyancing in Elland and nationwide Re-Mortgage Conveyancing Adverse possession claims — advising you on whether you have a claim to ownership of land in Elland through a prolonged period of occupation or whether the property you are purchasing or selling may be affected by such a claim Holiday and buy-to-let purchases Establishing title to a property