I am getting a mortgage with Santander. My intention is to use a Licensed Conveyancer in Ripponden. Does the Santander Solicitor panel allow for Licensed Conveyancers?
The Santander approved solicitor list is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We are a couple about to exchange contracts for a leasehold flat in Ripponden. We encountered a snag. The loan offer with Skipton Building Society expires on 19/11/2025 but the owners are insisting on a completion date of 21/11/2025. Can one extend the loan expiry date?
The person best placed to address this question is your solicitors who will assess whether he or she is should be discussing with the mortgage company, owner’s lawyers, estate agents or indeed all three taking into account the circumstances your house move to date.
It is a dozen years since I purchased my home in Ripponden. Conveyancing lawyers have now been appointed on the sale but I can't locate the title deeds. Is this a problem?
You need not be too concerned. Firstly there is a possibility that the deeds will be retained by the mortgage company or they could stored with the lawyers who handled the purchase. Secondly the likelihood is that the land will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining current official copies of the land registers. Nearly all conveyancing in Ripponden involves registered property but in the rare situation where your home is not registered it adds to the complexity but is not insurmountable.
I used Stirling Law several years past for my conveyancing in Ripponden. I now require my papers but cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Ripponden of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm remortgaging my primary home to a buy to let mortgage with Norwich and Peterborough Building Society and intend to use the remaining equity as a down payment on a second house. The neighborhood we are interested in is Ripponden. Will your conveyancers be able to act for both sets of mortgage companies and link together the conveyances?
Make use of our search tool on this site to be sure that the lawyers are on the relevant lender panels. Having checked that they are the conveyancer should be able to tie up the two transactions but you should have a chat with you conveyancer and specify your expectations and requirements.