We are about to sign contracts for a leasehold flat in Marsden. We have hit a problem. Our loan offer with Virgin Money expires on 26/2/2026 but the owners are insisting on a completion date of 2/3/2026. Is it possible to extend the loan expiry date?
The person best placed to deal with your issue is your lawyer who will calculate if he or she is should be discussing with the lender, seller’s lawyers, estate agents or possibly all three based on the circumstances your conveyancing to date.
Do banks and building societies provide you with an approved list of Marsden conveyancing solicitors? How do you know who is on the Aldermore conveyancing panel?
Marsden conveyancing firms themselves provide us confirmation that they are on the Aldermore conveyancing panel as opposed to being supplied with a list from Aldermore directly.
My wife and I are purchasing a house in Marsden. I might seem paranoid but how we can trust a solicitor? On completion day we will need to put money into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We were going to get a DIP from HSBC this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do HSBC recommend any Marsden solicitors on the HSBC conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Marsden solicitors independently although you'll need to choose one on the HSBC conveyancing panel. The solicitor represents both you and HSBC through the process.
My wife and I are in the throws of viewing flats in Marsden and I am about to put in an offer. Is it premature to have a solicitor in place? I am planning to take a home loan with Nationwide.
It would be advisable to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. As you are seeking a mortgage with Nationwide, ask your prospective lawyers if they are on the Nationwide conveyancing panel otherwise they can't do the mortgage legal work.
I own a renovated Edwardian property in Marsden. Conveyancing practitioner represented me and TSB. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, the second leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Marsden and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with the conveyancing solicitor who conducted the conveyancing.
I need to instruct a conveyancing solicitor in Marsden for my sale. Is it possible to see a firm’s complaints history with the profession’s regulator?
You can see presented Solicitor Regulator Association (SRA) determinations resulting from inquisitions commenced on or after Jan 2008. Go to Check a solicitor's record. To find details about the period before 1 January 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, dial +44 (0)121 329 6800. The SRA may recorded telephone calls for training reasons.