We were just about to exchange contracts for a garden flat in Liversedge. We have hit a problem. The loan offer with Lloyds TSB Bank runs out on 16/9/2025 but the vendors are putting forward a completion date of 18/9/2025. Is it possible to extend the loan expiry date?

The person best placed to deal with your question is your solicitors who should calculate whether they better off negotiating with the bank, vendor’s lawyers, estate agents or indeed all parties based on the history of your conveyancing to date.

Finally the sale completed on my house in Liversedge last January but my buyer keeps calling every few hours complaining that their solicitor needs to hear from mylawyer. What should have happened following completion?

After completion of your sale your conveyancer should deliver the transfer documentation and all of the paperwork to the purchaser's solicitors. Where relevant, your solicitor must also send confirmation that the legal charge in favour of the lender has been discharged to the purchasers solicitors. There are no post completion tasks peculiar conveyancing in Liversedge.

We are planning to purchase with Loughborough BS. I dropped in a few local companies yet cant to find a Liversedge conveyancing firm on the Loughborough BS panel. Could you assist?

Please do make the most of the search tool on this site. Pick the building society and type Liversedge or your preferred area and you will see a number of lawyer offices in Liversedge or by proximity to you.

I have recentlyfound out that Wolstenholmes have closed. They carried out my conveyancing in Liversedge for a purchase of a leasehold flat 9 months ago. How can I check that my home is not still registered in the name of the previous owner?

The easiest method to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Liversedge conveyancing specialists.

Last February I purchased a leasehold flat in Liversedge. Do I have any liability for service charges relating to a period prior to my ownership?

Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Liversedge Conveyancing for Leasehold Flats - A selection of Questions you should ask before buying

Its a good idea to find out as much as you can concerning the company managing the block as they will either make life much easier or uncomfortable. As the owner of a leasehold property you will be at the mercy of the managing agents from a financial perspective and when it comes to every day matters such as the cleanliness of the common parts. Enquire of other people whether they are happy with them. On a final note, be sure you know the dates that the maintenance fees are due to the appropriate party and specifically how they are spending the funds. How much is the annual maintenance fee and ground rent? What is the name of the managing agents?