My grandmother passed away last year and as sole heir and executor I was left the property in Ravensthorpe. The house had a small mortgage left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to Aldermore, pay off the mortgage. Is this possible?
If you intend to refinance then Aldermore will insist on your using a conveyancer on the Aldermore conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Aldermore conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Aldermore mortgage is registered as a charge at the Land Registry.
I require fast conveyancing in Ravensthorpe as I am under pressure to exchange contracts within one month. A home loan is not required. Is it possible to escape the need for conveyancing searches to save fees and time?
If.Given you are are a cash purchaser you are at liberty not to have searches carried out although no solicitor would suggest that you don't. Drawing on our experience of conveyancing in Ravensthorpe the following are instances of issues that can arise and adversely impact the marketability of the property: Enforcement Notices, Outstanding Fees, Outstanding Grants, Road Schemes,...
Despite weeks of looking the Title Certificate and documents to my home are lost. The lawyers who dealt with the conveyancing in Ravensthorpe 5 years ago are no longer around. Will I be able to sell the house?
These day there are duplicates made of almost everything, and your conveyancer will know exactly where to locate all the appropriate documentation so you can buy or dispose of your property without a hitch. If duplicates are not available, your lawyer can arrange cover in the form of insurance or indemnities against future claims on your property.
How difficult is it to swap conveyancer as I have to appoint one who is on the Nottingham Building Society conveyancing list. I had appointed a family conveyancing solicitor in Ravensthorpe five minutes from me but she is not accepted by Nottingham Building Society
We will our best to assist in finding you a conveyancing solicitor in Ravensthorpe on the Nottingham Building Society panel. Please note that the property lawyers that we work with do not pay us commission if you instruct them and are under regulation of the Solicitors Regulation Authority who oversee all conveyancing solicitors in Ravensthorpe. In utilising the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Ravensthorpe.
I am hoping to complete next month on a studio apartment in Ravensthorpe. Conveyancing solicitors assured me that they are sending me a report tomorrow. Are there areas in the report that I should be focusing on?
The report on title for your leasehold conveyancing in Ravensthorpe should include some of the following:
Information concerning the obligations as set out in the lease to to contribute towards maintenance costs - in relation to the building, and the wider rights a tenant has Repair and maintenance of the premises The landlord’s rights to access the property. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided. Are pets allowed in the flat? Rent payments - what is payable and when you need to pay, and also know whether this will change in the future
Leasehold Conveyancing in Ravensthorpe - Examples of Queries Prior to buying
Many Ravensthorpe leasehold properties will have a service bill for the upkeep of the block set by the landlord. Should you acquire the property you will have to meet this liability, usually in instalments during the year. This may differ from a couple of hundred pounds to thousands of pounds for bigger purpose-built blocks. There will also be a rentcharge to be met annual, this is usually not a exorbitant sum, say around £25-£75 but you should to check as sometimes it can be surprisingly expensive. For many Ravensthorpe leaseholds the cost for major works are not built into the maintenance charges, although there some managing agents in Ravensthorpe ask leaseholders to pay into a reserve fund created for the specific purpose of establishing a fund for major works.