We are planning to acquire a flat and need a conveyancing solicitor in Ravensthorpe who is on the Nottingham conveyancing panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Nottingham . We don't recommend any particular firms conducting conveyancing in Ravensthorpe.
Due to the input of my in-laws I had a survey completed on a house in Ravensthorpe in advance of instructing solicitors. I have been advised that there is a flying freehold aspect to the property. Our surveyor advised that some mortgage companies tend refuse to give a loan on a flying freehold premises.
It varies from the lender to lender. Santander has different requirements for example to Nationwide. If you contact us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Ravensthorpe. Conveyancing may be slightly more expensive based on your lender's requirements.
We're FTB’s - had an offer accepted, yet the selling agent advised that the owners will only move forward if we appoint the agent's recommended lawyers as they want a ‘quick sale’. We would rather use a local conveyancer with experience of conveyancing in Ravensthorpe
We suspect that the seller is not behind this demand. If they desire ‘a quick sale', taking such a hostile approach to a motivated purchaser is likely to cause more damage than good. Try to communicate with the owners directly and explain that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)however you will continue to instruct your own,trusted Ravensthorpe conveyancing solicitors - not the ones that will give their estate agent a kickback or meet his conveyancing figures demanded by senior management.
I've recently bought a leasehold flat in Ravensthorpe. Do I have any liability for service charges for periods before my ownership?
Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Ravensthorpe Leasehold Conveyancing - Examples of Queries Prior to buying
Plenty Ravensthorpe leasehold properties will be liable to pay a service bill for maintenance of the building invoiced on behalf of the landlord. If you buy the property you will have to meet this liability, normally quarterly accross the year. This can differ from several hundred pounds to thousands of pounds for blocks with lifts and large communal grounds. In all likelihood there will be a ground rent for you to pay annual, ordinarily this is not a large amount, say around £25-£75 but you should to check it because occasionally it can be many hundreds of pounds. How many of the leaseholders are in arrears for their service charge payments?
Is it the case that all Ravensthorpe legal practices on every lender conveyancing panel?
You can use our search tool or you can go into your high street lender branch in Ravensthorpe. the probability is that they can recommend conveyancing solicitors in Ravensthorpe