Me and my partner are purchasing a 3 bedroom apartment in Ossett with a mortgage. We like our Ossett conveyancer, but the bank advise he's not on their "panel". We have to appoint one of the bank panel solicitors or continue with our Ossett as well as pay for one of their panel firms to represent them. We feel that this is inequitable; is there anything we can do?

No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Ossett conveyancing lawyer to apply to be on the conveyancing panel.

Would the conveyancing solicitors that are recommend handle auction conveyancing in Ossett?

There are a few niche practitioners we can put you in touch with those who can conduct auction conveyancing. Ossett is one of our areas of where our lawyers have a presence.

Will lawyers request an advanced payment for my conveyancing in Ossett?

If you are buying a property in Ossett your solicitor will request that you put them with funds to cover the search fees. Normally this is requested to cover the fees of the conveyancing searches. When the deposit is as part of the purchase price then this will be asked for shortly before exchange of contracts. Any further balance that is due should be transferred shortly before completion.

I am selling my house. My former conveyancers have shut. I am in need of a recommendation of a conveyancing firm. Im based in Ossett if that makes a difference.

Please use our search tool to help you find a solicitor for your conveyancing in Ossett. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.

Much to my surprise my lawyer in Ossett has informed me that he requires proof of ID documents saying that this is part of his legal duty as a conveyancer on the mortgage company Conveyancing panel. Can this be correct?

Anti-terror and anti-money-laundering rules require Ossett conveyancing solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Client Care letter that you need to sign will no doubt confirm this. Your lawyer is right that the mortgage company also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with the bank's UK Finance Lenders’ Handbook requirements