Having sold my house in Harehills last October but our buyer keeps e-mailing daily to say her lawyer is waiting to hear from mine. What are the post completion sale formalities now that I have sold?
Following your sale your conveyancer is obliged to deliver the transfer documentation and all supplemental paperwork to the buyer’s conveyancer. If applicable, your lawyer must also send confirmation that the legal charge in favour of the lender has been redeemed to the purchasers conveyancers. There are no post completion tasks specific conveyancing in Harehills.
Have just purchased a repossessed house at auction in Harehills. Conveyancing is required. What are my next steps?
Given that you have now for all intents and purposes signed on the dotted line you must retain a conveyancing solicitor quickly as you are facing a pending a drop dead date to complete the conveyancing. An auction property will ordinarily have a corresponding legal set of papers. This should include most,if not all of the paperwork that your lawyer will need. Where you are dealing with leasehold premises the conveyancing pack should provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork pertinent to a leasehold property. You need to give this to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that you have funds organised to complete the transaction on the set completion date.
I am currently in the process of buying my council flat in Harehills. I have a mortgage agreed with Barclays. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Barclays, you will need to appoint a solicitor on the Barclays conveyancing panel.
After shopping around on the internet I have found a Harehills solicitor having made sure that they are on the Kent Reliance conveyancing panel. Does my lawyer arrange the survey of the property?
Kent Reliance will need an independent valuation of the property. Your lawyer will not arrange this. Usually Kent Reliance will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Harehills postcode. As you are getting a mortgage with Kent Reliance, you could contact them to see if they have a list of approved surveyors in Harehills.
I have justbecome aware that Stirling Law have closed. They carried out my conveyancing in Harehills for a purchase of a freehold house 12 months ago. How can I be sure that my home is registered correctly in the name of the former proprietor?
The easiest way to see if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Harehills conveyancing specialists.
Should I choose a Harehills conveyancing practitioner in close proximity to the house I am hoping to buy? We have a good friend who can deal with the legal work but her office is a couple of hundredmiles drive away.
The benefit of a high street Harehills conveyancing practice is that you can drop in to execute documents, hand in your ID and apply pressure on them if necessary. Having local Harehills know how is a plus. That being said it's more important to get someone that will do a good and efficient job. If if people you trust instructed your friend and in the main were happy that should surpass using an unfamiliar Harehills conveyancing lawyer solely due to them being round the corner.
What makes a Harehills lease unmortgageable?
Leasehold conveyancing in Harehills is not unique. Most leases are unique and legal mistakes in the legal wording can result in certain clauses are wrong. The following missing provisions could result in a defective lease:
You may have a problem when selling your property if you have a defective lease as they can affect a potential buyer’s ability to obtain a mortgage. Birmingham Midshires, Skipton Building Society, and Barclays Direct all have very detailed conveyancing instructions when it comes to what is expected in a lease. If a mortgage lender believes that the lease does not cover certain provisions they may refuse to provide security, forcing the purchaser to pull out.
I am the registered owner of a 1 bedroom flat in Harehills, conveyancing formalities finalised April 2000. Can you please calculate a probable premium for a statutory lease extension? Equivalent flats in Harehills with over 90 years remaining are worth £176,000. The average or mid-range amount of ground rent is £50 per annum. The lease ends on 21st October 2098
With only 80 years left to run we estimate the price of your lease extension to span between £8,600 and £9,800 as well as legals.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed due diligence. Do not use this information in tribunal or court proceedings. There are no doubt other issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first getting professional advice.