About to place a bid on a leasehold flat in South Normanton. The property agents say that it is normal for flats in South Normanton to have less than 75 years unexpired on the lease. I am taking out a mortgage with Platform. Is this going to be acceptable if the lease has 70 years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 27/9/2025 the requirements read as follows :
My relative advised me that where I am buying in South Normanton I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is occasionally quoted for as part of the standard South Normanton conveyancing searches. It is a large document of about 40 pages, listing and detailing significant information about South Normanton around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful information concerning South Normanton.
How does conveyancing in South Normanton differ for new build properties?
Most buyers of new build property in South Normanton come to us having been asked by the builder to exchange contracts and commit to the purchase even before the house is constructed. This is because new home sellers in South Normanton typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in South Normanton or who has acted in the same development.
I've recently found out that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a simple, chain free conveyancing. South Normanton is the location of the property. Can you offer any assistance?
Flying freeholds in South Normanton are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in South Normanton you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in South Normanton may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
How do I use the search tool to find a conveyancing solicitor in South Normanton on the approved list for my bank?
First choose a lender such as National Westminster Bank, Norwich and Peterborough Building Society or Barclays Direct then specify your location such as South Normanton. Conveyancing organisations in South Normanton and further afield should be shown.