We are buying a 2 bedroom apartment in Eastwood with a mortgage. We would like to retain our Eastwood conveyancer, but the bank advise she’s not on their "panel". It appears that we have no option but to instruct one of the bank panel conveyancing practices or continue with our Eastwood property lawyer and pay for one of their panel firms to represent them. This feels very unfair; is there anything we can do?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Eastwood conveyancing lawyer to apply to be on the conveyancing panel.
Last December we completed a house move in Eastwood. We have since encountered a number of issues with the property which we consider were overlooked in the conveyancing searches. Do we have any recourse? What searches should? have been conducted as part of conveyancing in Eastwood?
The query is not clear as what problems have arisen and if they are specific to conveyancing in Eastwood. Conveyancing searches and due diligence undertaken during the legal transfer of property are carried out to help avoid problems. As part of the legal transfer of property, the vendor answers a questionnaire referred to as a Seller’s Property Information Form. If the information proves to be incorrect, you may have a misrepresentation claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Eastwood.
Can I use your services to recommend a Conveyancing solicitor in Eastwood even if I’m not purchasing or selling a house, for instance if I intend to buy a shop in Eastwood with a mortgage from Barclays ?
Our search tool is predominantly there to find domestic conveyancing solicitors in Eastwood but we have listed at the bottom of this page a selection of Eastwood commercial conveyancing firms. You will need to speak with the solicitors directly to check if they can also act for Barclays
How can we know in advance if a Eastwood conveyancing solicitor on the Lloyds panel is any good?
When it comes to conveyancing in Eastwood getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the solicitor conducting your transaction.
I recently had an offer accepted on a house in Eastwood. My mortgage broker recommended their conveyancers. I paid an on account payment of £225. Not long after, the lawyer called me embarrassingly acknowledging that they were not on the Yorkshire BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Yorkshire BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Clydesdale have agreed my mortgage in principle, my bid on a house in Eastwood has been agreed to, now what?
Your estate agent will want to be informed of your conveyancer's details (ensure that the property lawyers are on the bank’s approved list). Contact Clydesdale or your financial adviser and finish off any relevant documentation. Clydesdale will appoint a valuer who will get in contact with the estate agent or vendor to book a slot for the valuation to happen. Once carried out (assuming no problems) it takes approximately a week for the mortgage offer to be issued. Clydesdale will issue the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Eastwood.
My business partner and I are looking to take over a lease of an office on the high street. Can you recommend solicitors offering no-sale-no charges for commercial conveyancing in Eastwood for below £2000?
We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Eastwood, including the disposal and purchase of businesses as well as simply property. Whether you are intending to acquire or dispose of a shop, pub, restaurant, office, retail unit or a complete business we can put you in touch with the right lawyer. As for the fees these will vary based on the structure and nuances of the deal. Let us have your contact information or email us so that we may furnish you with a fixed commercial conveyancing calculation.