We are a couple about to exchange contracts for a garden flat in Woodhouse and Handsworth. We have hit a snag. The mortgage offer with Coventry Building Society expires on 13/9/2019 but the vendors are insisting on a completion date of 17/9/2019. Can one extend the mortgage expiry date?
The best person to address this issue is your conveyancer who is in a position to calculate whether they better off negotiating with the mortgage broker, vendor’s representatives, property agents or possibly all three taking into account the history of your conveyancing as of today.
As someone not used to the Woodhouse and Handsworth conveyancing process what’s the number one tip you can give me concerning the home moving process in Woodhouse and Handsworth
Not many law firms shout this from the rooftops but conveyancing in Woodhouse and Handsworth and elsewhere in England and Wales is an adversarial process. Put another way, when it comes to conveyancing there exists plenty of room for confrontation between you and other parties involved in the ownership transfer. For example, the vendor, property agent and even potentially your bank. Selecting a law firm for your conveyancing in Woodhouse and Handsworth is a critical decision as your conveyancer is your adviser, and is the ONE person in the transaction whose role it is to act in your legal interests and to protect you.
On occasion a third party with a vested interest may attempt to convince you that it is in your interests to do things their way. As an example, the property agent may claim to be assisting by claiming that your lawyer is wrong. Or your financial adviser may tell you to do take action that is contrary to your lawyers advice. You should always trust your lawyer above all other parties in the conveyancing process.
I am buying a house and the lawyer has mentioned Chancel Repair to which the property could be obligated to contribute to given it’s proximity to the area of such a church. She has recommended insurance. Is this really warranted for conveyancing in Woodhouse and Handsworth
Unless a prior acquisition of the house took place after 12 October 2013 you could take it that lawyers handling conveyancing in Woodhouse and Handsworth to remain recommending a chancel search and or insurance against a claim.
I've recently found out that there is a flying freehold element on a property I put an offer in a fortnight ago in what was supposed to be a quick, no chain conveyancing. Woodhouse and Handsworth is the location of the property. Is there any guidance you can impart?
Flying freeholds in Woodhouse and Handsworth are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Woodhouse and Handsworth you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Woodhouse and Handsworth may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
We are 14 days into a residential purchase having been recommend to conveyancers by the high street agent to do our conveyancing in Woodhouse and Handsworth. I am am very frustrated with the level of service. Can you you assist me in finding new lawyers?
They would need to be very poor in order to consider diss instructing them. Has your mortgage offer been sent? If so you need to make them aware of the new contact details and ensure the mortgage documents are re-issued. Your new solicitor ideally should be on the banks approved list to avoid supplemental expenses and delays. That should be your first question of the new lawyers. Our search tool should help you find a bank approved lawyer for your home move in Woodhouse and Handsworth