Forgive me if this question is silly but I am wet behind the ears as a first time purchaser of a garden flat in Woodhouse and Handsworth. Do I collect the keys to the property on the completion date from my lawyer? If so, I will find a local conveyancing solicitor in Woodhouse and Handsworth?

There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the purchase money to the owner’s solicitors, and shortly after the monies have arrived, you will be invited to collect the keys from the selling Agents and move into your new home. This tends to happen early afternoon.

I'm in the throws of viewing houses in Woodhouse and Handsworth and I am about to put in an offer. Is it premature to have a solicitor in place? I am planning to take a mortgage with Coventry BS.

It would be prudent to start your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. Given that you are seeking a mortgage with Coventry BS, make sure you remember to check that your lawyer is on the Coventry BS conveyancing panel.

I have instructed a Woodhouse and Handsworth conveyancing practitioner having checked that they are on the Leeds Building Society conveyancing panel. Does my lawyer arrange the survey of the property?

Leeds Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Leeds Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Woodhouse and Handsworth postcode. As you are getting a mortgage with Leeds Building Society, you could contact them to see if they have a list of approved surveyors in Woodhouse and Handsworth.

Are there restrictive covenants that are commonly identified during conveyancing in Woodhouse and Handsworth?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Woodhouse and Handsworth. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

What makes your site different to other online quote calculators for conveyancing in Woodhouse and Handsworth?

At this site secure a fixed fee quote via a Solicitor or Licensed Conveyancer that appreciates the nuances of your conveyancing in Woodhouse and Handsworth. As opposed to estate agents and brokerage sites we are not in the business of charging firms a commission if you select them for your home move in Woodhouse and Handsworth

My brother has encouraged me to appoint his conveyancers in Woodhouse and Handsworth. Should I find my own property lawyer?

There are no two ways about it the best way to find a conveyancing solicitor is to seek recommendations from friends or relatives who have previously instructed the conveyancer you're are thinking of instructing.

I own a leasehold flat in Woodhouse and Handsworth. Conveyancing was completed in last year. I have been told that I should not let the the remaining lease term to get too low. What is the reasoning?

Woodhouse and Handsworth domestic long term leases are for a set term - usually ninety nine years when they started. However a significant appartments in Woodhouse and Handsworth were constructed or converted in the 60’s and so these leases now have less than eighty years remaining. That may seem like a long time however Banks, Building Societies and other mortgage institutions on the whole require leases to have a minimum of seventy five years left to adequate security. Accordingly when you come to sell the property you will need to extend the term of your lease if you are getting close to 75 years. To increase your property value you should be considering whether or not to extend your lease well in advance of selling the property. There are also strong financial reasons to doing so before the lease reaches even 80 years as when the lease falls below 80 years the premium to be paid to extend starts to get a lot more expensive.