Please could you suggest a Virgin Money approved Matlock conveyancing conveyancer finish our house move within 10 days? Am I best advised to choose a high street Matlock solicitor or an internet conveyancer?

We would be happy to suggest some excellent Matlock conveyancing firms. Another option is to visit the high street in Matlock. Approach a couple of firms and ask to speak with a conveyancing solicitor for a costs illustration. Discuss your requirements together with the reasons and get a commitment on speed. Appoint the one that appears most efficient.

I'm the single beneficiary of my late mum's estate with all property in now in my sole name, including the my former home in Matlock. Conveyancing formalities meant that the Land Registry date was in August. I now wish to sell up. I do know about the Mortgage Lenders six month 'rule', meaning my proprietorship will be considered the same way as if I'd bought the house in August. Will no one buy the property for half a year?

The CML handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. many banks would take a pragmatic view as this requirement is principally there to pick up on the purchase and immediately sell or the flipping of property.

My partner and I have arranged the release of further funds on our mortgage from Principality as we wish to carry out a loft conversion to our house in Matlock. Are we obliged to choose a local Matlock solicitor on the Principality conveyancing panel to handle the paperwork?

Principality would not normally instruct firms on their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Principality conveyancing panel.

I have today made my last payment due on my mortgage with Kent Reliance. I assume I don't need a Matlock property lawyer on the Kent Reliance panel to discharge the mortgage at the Land Registry. Am I right?

If you have finished paying off your Kent Reliance mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Kent Reliance mortgage from the register. Kent Reliance, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Kent Reliance has sent the Land Registry the discharge electronically, and
3. Kent Reliance has instructed the Land Registry to do so

Do I need to pay for insurance to cover chancel repairs when purchasing a house in Matlock?

Unless a previous acquisition of the premises completed post 12 October 2013 you may assume that conveyancing practitioners carrying out conveyancing in Matlock to remain encouraging a chancel search and or insurance against a claim.

How does conveyancing in Matlock differ for new build properties?

Most buyers of new build premises in Matlock come to us having been asked by the builder to exchange contracts and commit to the purchase even before the property is built. This is because builders in Matlock usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Matlock or who has acted in the same development.

What advice can you give us when it comes to choosing a Matlock conveyancing firm to carry out our lease extension conveyancing?

If you are instructing a solicitor for lease extension works (regardless if they are a Matlock conveyancing firm) it is most important that they be familiar with the legislation and specialises in this area of conveyancing. We suggest that you make enquires with several firms including non Matlock conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then so much the better. The following questions could be of use:

Can they put you in touch with clients in Matlock who can give a testimonial? What are the costs for lease extension work?

I am the registered owner of a split level flat in Matlock, conveyancing having been completed 10 years ago. Can you let me have an estimated range of the fair premium for a lease extension? Comparable flats in Matlock with a long lease are worth £202,000. The average or mid-range amount of ground rent is £60 yearly. The lease runs out on 21st October 2082

With 57 years remaining on your lease we estimate the price of your lease extension to span between £28,500 and £33,000 plus costs.

The figure that we have given is a general guide to costs for renewing a lease, but we are not able to advice on a more accurate figure in the absence of detailed investigations. Do not use the figures in tribunal or court proceedings. There may be other concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. Please do not move forward based on this information without first getting professional advice.