My fiance’s dad is a conveyancing practitioner. I am hopeful that I'll be able to get mate’s pricing for conveyancing, but if not, what kind of fees would I typically be looking at for conveyancing in Matlock?

You should compare pricing. Do use our search tool on this site. Whilst charges seem to be different but the service one can expect are distinct between conveyancers as is true with most professions.

My solicitor has informed me that lack of planning permission insurance is needed on my purchase. What is the level of cover for Matlock conveyancing?

The right level of lack of planning permission indemnity insurance depends on your lender. It would differ for example between Lloyds TSB Bank and Bank of Scotland. Conveyancing practitioners as opposed to borrowers take out such insurances.

How can we tell if a Matlock conveyancing solicitor on the Santander panel is any good?

When it comes to conveyancing in Matlock seeking recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the solicitor handling your conveyancing.

After shopping around on the internet I have found a Matlock lawyer having checked that they are on the Virgin Money conveyancing panel. Does my lawyer arrange the survey of the property?

Virgin Money will need an independent valuation of the property. Your lawyer will not arrange this. Usually Virgin Money will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Matlock surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

I have justbecome aware that Action Conveyancing have closed. They conducted my conveyancing in Matlock for a purchase of a freehold house 10 months ago. How can I check that the property is not still registered in the name of the previous owner?

The quickest way to check if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Matlock conveyancing specialists.

Is it simple use the search app to get a quote from a conveyancing practitioner in Matlock on the panel for my mortgage?

Step one is to pick a lender such as Nationwide Building Society, The Mortgage Works or Aldermore then specify your preferred area for instance Matlock. Conveyancing organisations in Matlock and further afield should be identified.

I've recently bought a leasehold flat in Matlock. Do I have any liability for service charges relating to a period prior to my ownership?

In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

I inherited a leasehold flat in Matlock, conveyancing was carried out half a dozen years ago. How much will my lease extension cost? Similar properties in Matlock with a long lease are worth £265,000. The ground rent is £50 invoiced annually. The lease expires on 21st October 2100

With just 76 years unexpired the likely cost is going to span between £8,600 and £9,800 plus legals.

The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of comprehensive due diligence. You should not use the figures in tribunal or court proceedings. There are no doubt additional issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. You should not take any other action based on this information without first getting professional advice.