Recently contacted my conveyancing solicitor in Matlock who completed the legal work two years ago and wanted a conveyancing costs illustration based on an identical type of home move (a leasehold property and a freehold premises) of similar values with a home loan from Barnsley Building Society. I am now being charged twice the amount. Am I right to be tempted to shop around for a cheaper online firm of conveyancing solicitor?
The quote is fractionally on the high side. If you you were to look around you could decrease the fees slightly by say £125. On the other hand, providing that you were satisfied with the assistance the firm provided you maycome to rue choosing an an unknown conveyancer. Remember to ensure the firm can also act for Barnsley Building Society. Do employ our search tool to get a quote a Matlock conveyancing firm on the Barnsley Building Society approved list of lawyers, which can often include conveyancing solicitors in Matlock.
We see that you have a search directory listing law firms on the Skipton conveyancing panel. Do companies pay you a commission if I retain them for our conveyancing in Matlock?
We are a listing service only for law firms wishing to communicate if they are on the Skipton conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Matlock.
five months have gone by following my purchase conveyancing in Matlock took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Due to the encouragement of my in-laws I had a survey completed on a house in Matlock ahead of appointing solicitors. I have been advised that there is a flying freehold overhang to the property. Our surveyor advised that some mortgage companies tend refuse to grant a loan on such a house.
It varies from the lender to lender. Lloyds has different instructions from Halifax. If you call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Matlock. Conveyancing may be slightly more expensive based on your lender's requirements.
My lawyers in Matlock have advised me that no longer have my conveyancing file. At the time of my purchase I took out a mortgage with the bank. Is it case that being on the mortgage company conveyancing panel they need to have retained the file for a prescribed period?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the lender Conveyancing Panel Terms. It might be worth you contacting the lender directly.