We are buying a property and require a conveyancing solicitor in Duffield who is on the HSBC solicitor panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for HSBC . We don't recommend any particular firms conducting conveyancing in Duffield.
I happen to be the sole recipient of my late grandmother’s estate and I have everything in my name now, including the my former home in Duffield. The Duffield property was put into my name in November. I plan to dispose of the property. I understand that there is a Mortgage Lenders six month 'rule', meaning my proprietorship may be treated the same way as though I had purchased the house in November. Do I have to wait half a year to sell?
The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be affected by that. How practical a view banks take of it, depend on the bank as this provision is principally there to capture subsales or the wholesaling and assigning of property.
After months of negotiation I have agreed a price on a house in Duffield. My mortgage broker recommended their conveyancers. I paid an advanced payment of £175. A few days later, the lawyer contacted me sheepishly admitting that they were not on the Clydesdale conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Clydesdale panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
About to purchase apartment in Duffield. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the RBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Duffield conveyancer is on the RBS conveyancing panel.
I know that there are debates on Chancel Insurance on online forums. Am I compelled to have this when acquiring a house in Duffield? or I am told that there is a law dating back centuries that could mean that homeowners residing in a parish church boundary will be compelled to contribute towards repairs to the chancel within the church. Is this applicable for conveyancing in Duffield?
Unless a previous purchase of the property completed post 12 October 2013 you can expect solicitors conducting conveyancing in Duffield to remain encouraging a chancel search and or insurance against a claim.
Having checked my lease I have discovered that there are only 72 years unexpired on my lease in Duffield. I now want to get lease extension but my freeholder is missing. What should I do?
If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the Court. You will be obliged to prove that you have done all that could be expected to track down the landlord. In some cases an enquiry agent would be useful to conduct investigations and prepare a report to be accepted by the court as evidence that the freeholder can not be located. It is wise to seek advice from a solicitor both on proving the landlord’s absence and the vesting order request to the County Court overseeing Duffield.
I acquired a leasehold flat in Duffield, conveyancing having been completed April 2003. How much will my lease extension cost? Comparable properties in Duffield with over 90 years remaining are worth £190,000. The average or mid-range amount of ground rent is £45 levied per year. The lease runs out on 21st October 2081
With only 62 years remaining on your lease the likely cost is going to range between £17,100 and £19,800 plus legals.
The figure above a general guide to costs for extending a lease, but we are not able to supply the actual costs without more comprehensive investigations. You should not use this information in tribunal or court proceedings. There are no doubt additional issues that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information without first seeking the advice of a professional.
Would local authority permission be required to split a single dwelling into two flats in Duffield? This has taken place to a property adjacent to my home in Duffield and was ignorant of it happening until the works were done.
Planning Consent yes. Building Reg Approval yes.