Have purchased a a detached house in Derby , What is the estimated time for the Land Registry to deal with the formalities evidencing my ownership? My Derby conveyancing solicitor has been very slow, so I want to check the registration is dealt with.

As far as conveyancing in Derby is concerned, registration is no faster or slower than the rest of the country. Rather than based on location, timescales can adjust subject to who lodges the application, whether it is in order and if the Land registry communicate with any other persons or bodies. At present approximately 80% of such applications are fully dealt with within two weeks but occasionally there can be longer delays. Historically registration is effected after the purchaser is living at the property thus an expedited registration is not always top priority but where there is a degree of urgency associated with the registration then you or your conveyancer should speak with the land registry and explain the circumstances.

Is it simple use your search tool to find a conveyancing practitioner in Derby on the panel for my bank?

1st pick a bank such as Birmingham Midshires, Coventry Building Society or Clydesdale then type in your location a common one being Derby. Conveyancing organisations in Derby and further afield should be shown.

I am 3 weeks into a leasehold purchase having been referred to conveyancers by the local agent to execute conveyancing in Derby. I am am extremely frustrated with the quality of service. Can you help me find new conveyancers?

A lawyer would need to be very poor to suggest replacing them. Has the loan offer been issued? In the event that it has you must inform them of the new contact details and ensure the mortgage documents are issued to the new lawyers. Your conveyancer needs to be on the lenders panel to avoid supplemental costs and delays. That should be your starting point. Our find a solicitor tool should help you find a lender approved solicitor for your home move in Derby

I've recently bought a leasehold flat in Derby. Am I liable to pay service charges relating to a period prior to my ownership?

In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

I invested in buying a ground floor flat in Derby, conveyancing was carried out 7 years ago. How much will my lease extension cost? Comparable properties in Derby with over 90 years remaining are worth £202,000. The average or mid-range amount of ground rent is £55 invoiced every year. The lease terminates on 21st October 2080

With only 56 years remaining on your lease we estimate the premium for your lease extension to range between £29,500 and £34,000 as well as plus your own and the landlord's "reasonable" professional fees.

The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of comprehensive investigations. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first getting professional advice.

My aunt purchased her house in Derby Six years ago. She has been married, widowed and in recent months got married again. She now intends to dispose of the Derby property. I think she will simply be need to supply copies of her marriage certificates to the lawyer however she is anxious it could hold up the house move. Should she appoint a conveyancing practitioner to update the Land Registry details for the house?

The is no need to bring up to date the title for the property as long as you have the proof required to show how the change of name resulted.

Any purchaser’s conveyancing practitioner should review the title details and need evidence by way of proof of the change of name e.g. marriage certificates.