Find a Spondon Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Spondon? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Spondon conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Spondon conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Spondon

I have just been advised by my mortgage broker that my Spondon property lawyer is not on the bank Solicitor panel. How can I check?

Your first step should be to contact your Spondon lawyer directly. You lawyer should inform you of the situation. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your bank.

I have given 2 months notice to my existing landlord and have to vacate my rented property in Spondon by the end of next month. Conveyancing on my purchase has just started. Can I complete in six weeks as don't want to have to find short term accommodation?

Generally one should not give notice for your tenancy until exchange of contracts has taken place. Assuming that you have not previously done so, update to your conveyancer and urge them to they chase the other side, try to get a realistic time scale from them that everyone will look towards

What happens if my lawyer’s firm is removed from the UBS Conveyancing panel ahead of completing my conveyancing in Spondon?

First, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.

My wife and I purchasing a 4 bedroom semi-detached house in Spondon. We would like to an extension at the rear at the property.Will the conveyancing process include checks to ascertain if these alterations are permitted?

Your conveyancer will check the deeds as conveyancing in Spondon can on occasion identify restrictions in the title documents which prevent certain alterations or need the consent of a 3rd party. Some additions need local authority planning consent and approval in accordance building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these issues with a surveyor before you commit yourself to a purchase.

We have agreed to purchase a house in Spondon. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender TSB be concerned?

Given that you are obtaining a mortgage with TSB your lawyer must comply with the formal instructions outlined in Part two of UK Finance Lenders’ Handbook for TSB. The Council of Mortgage Lenders’ Handbook sets out minimum conditions for solar panel roof-space leases, and solicitors are required to report to TSB where a lease fails to comply with these conditions. The requirements relate to the installation of panels on properties in England and Wales and is not limited to Spondon.

Completion of my remortgage has taken place for my property in Spondon. Conveyancing was satisfactory but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?

All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

I know that there are debates on Chancel Insurance on online forums. Do I require this when buying a house in Spondon? or Apparently there is a law dating back centuries that could mean that owners of property residing in a parish church boundary may be liable to contribute towards repairs towards the chancel in proximity to the church. Is this relevant for conveyancing in Spondon?

Unless a prior acquisition of the premises took place after 12 October 2013 you could take it that conveyancing practitioners conducting conveyancing in Spondon to remain recommending a chancel search and or insurance against a claim.

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