I'm in the process of swapping over from my current homeowner loan to a BTL Godiva Mortgages Ltd mortgage. I have been informed by my broker that I need a solicitor as part of the process. I had a chat the same Spondon conveyancing firm who dealt with the legals when I previously acquired the property. The fee calculation sent of £550 has surprised me as its a remortgage than a sale or purchase.

The quote is fractionally on the expensive side. If you shop around you may be able to trim some of the cost by say a hundred pounds. That being said, assuming were satisfied with the service the firm offered you mightcome to regret opting for an an unknown solicitor. If is important to be sure the conveyancer can represent Godiva Mortgages Ltd. You can make use of our search tool to get a quote a Spondon conveyancing firm on the Godiva Mortgages Ltd conveyancing panel, which can often include conveyancing solicitors in Spondon.

Me and my partner are buying a apartment in Spondon. I might seem paranoid but how we can trust a lawyer? At some point we will need to put money into their account. What is the protection we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

Is it the case that all Spondon solicitors on the Barclays conveyancing panel are governed by the SRA?

As a firm of solicitors, in order to be on the Barclays approved list of solicitors they would need to be regulated by the SRA. Some banks do list licenced conveyancers on their panel and in such a situation the practice would be overseen by the Council of Licensed Conveyancers.

Intending to buy a house in Spondon. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Kent Reliance conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Spondon solicitor is on the Kent Reliance conveyancing panel.

I have been on the look out for a leasehold apartment up to £195,000 and identified one close by in Spondon I like with amenity areas and transport links in the vicinity, the downside is that it only has 52 years on the lease. I can't really find anything else in Spondon suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?

Should you require a mortgage the shortness of the lease will likely be a potential deal breaker. Reduce the offer by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least 2 years you could ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer about this.

Taking into account that I am about to spend hundreds of thousands of pounds on a property in Spondon I would like to have a conversation with the lawyer concerning thehome move prior to appointing the firm. Can this be arranged?

This is something that we encourage - we would be pleased to talk to you we do not take any clients on without you speaking to the lawyer who will be doing your property ownership legalities in Spondon.There is no ‘factory style conveyancing’ - each client is an important person, not a case reference. The law firms that we put you in touch with believe that the fees you are quoted for residential conveyancing in Spondon should be the amount on the final invoice that you end up paying.

We are thinking of instructing an online solicitor rather than a Spondon conveyancing practice. Should I ‘stay local’?

Advantages do exist in being able to pop in to a local Spondon conveyancing solicitor such as

• signing papers same day
• having face-to-face explanations of things that need explaining
• the ability to raise concerns if matters are not going as expected

When comparing fees, look carefully for hidden extras. The majority decent Spondon high street solicitors give an all-inclusive figure. Often online agents appear to offer cheap prices, yet have hidden 'extras' in the in the terms and conditions.