My partner’s mother is a solicitor. I am hopeful that I will receive friends and family rates for conveyancing, but if not, what level of fees should I be paying for conveyancing in Spondon?

It’s a good idea to look for two or three conveyancing quotes. Make use of our comparison tool on this page. Whilst fees seem to be different but the service one can expect are distinct between solicitors as is the case with most professions.

My wife and I buying a victorian detached house in Spondon. Our aim is to convert the garage to an office at the property.Will the conveyancing process involve enquiries to determine if these alterations are permitted?

Your conveyancer will review the registered title as conveyancing in Spondon will occasionally reveal restrictions in the title deeds which prohibit certain alterations or necessitated the consent of a 3rd party. Many works call for local authority planning consent and approval in accordance building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.

We previously selected conveyancing lawyers locally in Spondon on the Nationwide solicitor approved list. They have just invoiced me an additional charge for dealing with the Nationwide mortgage. Is this a supplemental conveyancing fee specified by Nationwide?

Provided it is contained in their Terms of Engagement or estimate then yes your lawyer can levy a fee for this. The fee is not set by Nationwide but by your Spondon solicitor. Plenty of firms on the Nationwide panel will quote an ‘acting for lender’ fee but plenty of firms include it on their overall fee.

It is not clear whether my bank requires a lease extension. I have called into my local Spondon building society branch on various occasions and was informed it wasn't a problem and they would lend. My Spondon conveyancing solicitor - who is on the lender conveyancing panel- called and was told they will not lend based on their published requirements. I simply don't know who is right.

Your conveyancing practitioner has to follow the Council of Mortgage Lenders’ Handbook section two requirements for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.

I have been told that property searches are the number one reason for delay in Spondon house deals. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) released conclusions of research by MoveWithUs that conveyancing searches do not figure amongst the most frequent causes of hindrances during the legal transfer of property. Searches are unlikely to be the root cause of slowing down conveyancing in Spondon.

I'm purchasing a new build house in Spondon with a loan from Godiva Mortgages Ltd. The builders would not move on the price so I negotiated 6k of additionals instead. The house builders rep told me not inform my conveyancer about the deal as it will put at risk my loan with Godiva Mortgages Ltd. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey done on a house in Spondon prior to retaining solicitors. I have been told that there is a flying freehold overhang to the house. My surveyor has said that some lenders may not issue a loan on this type of property.

It varies from the lender to lender. Santander has different requirements from Halifax. If you contact us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Spondon. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Spondon to see if the conveyancing costs will increase in light of this.