My uncle passed away 10 months ago and as sole heir and executor I was left the house in Borrowash. The house had a small mortgage remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to TSB, pay off the mortgage. Is this allowed?

Where you intend to refinance then TSB will require that you use a conveyancer on the TSB conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your TSB conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the TSB mortgage is registered as a charge at the Land Registry.

Are there restrictive covenants that are commonly identified as part of conveyancing in Borrowash?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Borrowash. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

Do I need to be suspicious by third parties that I am dealing with are encouraging me to use a factory type conveyancing firm rather than a local Borrowash conveyancing firm?

As with lots of professional services, often input from connections can be very helpful. But there are lots of parties with a keen interest in a conveyancing matter; estate agents, mortgage brokers and lenders may suggest solicitors to select. On occasion the solicitors might be known to one of the organisations as one of the best in their field, but occasionally there is an underlying financial incentive behind the recommendation. You have the right to choose your own conveyancer. However, bear in mind that most lenders have an approved list of lawyers you have to use for the lender related work in your house move.

Can you offer any advice when it comes to appointing a Borrowash conveyancing practice to carry out our lease extension conveyancing?

If you are instructing a conveyancer for your lease extension (regardless if they are a Borrowash conveyancing firm) it is essential that he or she should be familiar with the legislation and specialises in this area of work. We suggest that you talk with two or three firms including non Borrowash conveyancing practices before you instructing a firm. If the firm is ALEP accredited then so much the better. The following questions could be helpful:

How familiar is the practice with lease extension legislation? How many lease extensions has the firm conducted in Borrowash in the last year?

Borrowash Leasehold Conveyancing - Sample of Questions you should ask Prior to Purchasing

It is important to be aware if redecorating or some other significant cost is coming up that will be shared between the tenants and could well dramatically impact the level of the maintenance fees or result in a one time invoice. The prefered form of lease structure is if the freehold reversion is in the ownership of the leaseholders. In this arrangement the tenants have being in charge if their destiny and notwithstanding that a managing agent is usually employed where it is larger than a house conversion, the managing agent acts for the leaseholders themselves. Does the lease include onerous restrictions?

I have been looking for Borrowash conveyancing quotes online. Can I be sure that all the Borrowash practices that are listed on your site are on the lender conveyancing panel?

The solicitor and licensed conveyancing practices listed on our site have assured us via an online form that they are on the bank panel and agreed to advise us to take down their listing in the event of removal off of the mortgage company panel. To date we have not been informed by either a mortgage company or a member of the public that the data about a specific Borrowash conveyancing solicitor being on the lender conveyancing panel is incorrect.