My husband and I are buying a 2 bedroom apartment in Borrowash with a mortgage. We wish to retain our Borrowash solicitor, but the mortgage company advise she’s not on their "panel". It appears that we have no choice but to instruct one of the lender panel firms or retain our Borrowash property lawyer as well as pay for one of their panel ones to act for them. This seems very unfair; is there anything we can do?

No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Borrowash conveyancing solicitor to apply to be on the conveyancing panel.

We are buying a house and need a conveyancing solicitor in Borrowash who is on the Yorkshire BS solicitor panel. Could you point me in the right direction as regards a firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Yorkshire BS . We don't recommend any particular firms conducting conveyancing in Borrowash.

My cousin has suggested that I appoint his conveyancing solicitors in Borrowash. Should I find my own solicitor?

Much as we are happy to recommend a Borrowash conveyancing lawyer the best way to choose a conveyancing practitioner is to have guidance from friends or relatives who have experience in using the firm you're contemplating using.

I am in need of some leasehold conveyancing in Borrowash. Before I get started I want to be sure as to the number of years remaining on the lease.

Assuming the lease is registered - and almost all are in Borrowash - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Leasehold Conveyancing in Borrowash - A selection of Queries Prior to buying

Best to be warned whether changing the roof or some other major work is pending that will be shared by the tenants and may well materially impact the level of the maintenance charges or require a specific payment. Does the lease have onerous restrictions? The answer will be useful as a) areas may result in problems in the building as the communal areas may begin to deteriorate where services remain unpaid b) if the tenants have an issue with the running of the building you will want to have full disclosure

We are in the midst of a leasehold sale of a flat in Borrowash. Conveyancing solicitors are doing their job but we are being charged a fortune from the landlord. To date we have issued a cheque for £268 for a leasehold management pack and then another £200 plus VAT for responses to questions supplied by the buyers solicitor.

Neither you or your conveyancer will have any control over the extent of the fee for this information but the average costs for the information for Borrowash leasehold property is £350. For Borrowash conveyancing sales it is standard for the seller to pay for these charges. The landlord or their agents are under no statutory obligation to answer these questions most will be willing to do so - albeit often at exorbitant prices disproportionate to the work involved. Regretfully there is no legislation that mandates set fees for administrative tasks. Neither is there any legal time frame by which they are obliged to provide answers.