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Find a Mickleover Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Mickleover? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Mickleover home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Mickleover conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Mickleover

We're in Mickleover, First time buyers purchasing with a mortgage (lender is RBS , and our solicitor is on the RBS conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the RBS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

I used Stirling Law several years ago for my conveyancing in Mickleover. I now require my file however the law firm has closed. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Mickleover of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I have been on the look out for a leasehold apartment up to £245,000 and found one close by in Mickleover I like with a park and transport links in the vicinity, the downside is that it's only got 51 years unexpired on the lease. There is not much else in Mickleover suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?

Should you require a mortgage the remaining unexpired lease term will be an issue. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of twenty four months you can ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.

My husband and I are four weeks into a leasehold purchase having been directed to a firm by the local agent to do our conveyancing in Mickleover. I am am very disappointed with the quality of service. Could you help me find new solicitors?

A lawyer would have to be very bad in order to consider changing them. Has the loan offer been generated? In the event that it has you must advise them of the new contact details and get the mortgage documents are issued to the new lawyers. Your new conveyancer needs to be on the banks approved list to avoid added charges and frustration. That should be your starting point. The find a solicitor tool should help you find a lender approved conveyancer for your home move in Mickleover

I work for a busy estate agency in Mickleover where we have witnessed a few leasehold sales jeopardised as a result of leases having less than 80 years remaining. I have been given contradictory information from local Mickleover conveyancing solicitors. Could you confirm whether the vendor of a flat can start the lease extension formalities for the buyer?

As long as the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to kick-start the lease extension process and assign the benefit of the notice to the purchaser. This means that the proposed purchaser need not have to sit tight for 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed prior to, or at the same time as completion of the sale.

Alternatively, it may be possible to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.

Leasehold Conveyancing in Mickleover - A selection of Questions you should consider Prior to buying

    Does the lease have more than 80 years left? If a Mickleover lease has fewer than 80 years it will impact the value of the flat. It is worth checking with your lender that they are willing to to proceed given the lease term. Leases with less than 80 years remaining means that you will almost definitely need a lease extension sooner rather than later and it is worth discovering how much this would cost. For most Mickleoverlease extensions you would be be obliged to have been the owner of the premises for two years before you are eligible to carry out a lease extension. The answer will be useful as a) areas can cause problems in the block as the common areas may start to deteriorate if repairs remain unpaid b) if the leasehold owners have an issue with the running of the building you will want to have complete disclosure

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