I have just been advised by my mortgage adviser that my Hilton property lawyer is not on the lender Solicitor panel. How can I check?

The first thing you need to do is to call your Hilton conveyancer. It is reasonable to expect your lawyer to inform you of the situation. If they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your bank.

What is the first thing I need to know concerning purchase conveyancing in Hilton?

Not many law firms shout this from the rooftops but conveyancing in Hilton or throughout England and Wales is an adversarial experience. Put another way, when it comes to conveyancing there exists plenty of opportunity for confrontation between you and others involved in the house moving process. For instance, the seller, property agent and even potentially the mortgage company. Appointing a solicitor for your conveyancing in Hilton an important selection as your conveyancer is your adviser, and is the ONE person in the legal process whose interest is to act in your best interests and to protect you.

Sometimes a potential adversary will attempt to persuade you that it is in your interests to do things their way. For instance, the selling agent may claim to be helping by claiming that your lawyer is dragging his heels. Or your financial adviser may advise you to do something that is contrary to your solicitors guidance. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

I decided to have a survey carried out on a property in Hilton ahead of appointing conveyancers. I have been told that there is a flying freehold aspect to the property. The surveyor has said that some lenders tend not issue a loan on this type of house.

It depends who your proposed lender is. Lloyds has different instructions from Birmingham Midshires. If you e-mail us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Hilton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Hilton to see if the conveyancing costs will increase in light of this.

My company is planning to lease a unit on a shopping parade. Can you recommend conveyancers offering no-sale-no fees for non-domestic conveyancing in Hilton for under 2k?

We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Hilton, including the disposal and purchase of businesses as well as simply property. If you are looking to buy or dispose of a shop, pub, restaurant, office, retail unit or a complete business we can put you in touch with the right lawyer. Regarding the charges this will depend on the structure and nuances of the proposed transaction. Let us have your contact information or phone us so that we may supply you with a detailed commercial conveyancing calculation.

Are there common defects that you witness in leases for Hilton properties?

Leasehold conveyancing in Hilton is not unique. Most leases are individual and drafting errors can result in certain sections are not included. For example, if your lease is missing any of the following, it could be defective:

Insurance obligations

A defective lease will likely cause problems when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. Lloyds TSB Bank, The Mortgage Works, and TSB all have very detailed conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is problematic they may refuse to provide security, obliging the purchaser to pull out.

I own a 1st floor flat in Hilton, conveyancing was carried out in 2010. Can you let me have an estimated range of the fair premium for a lease extension? Comparable flats in Hilton with over 90 years remaining are worth £180,000. The ground rent is £65 invoiced annually. The lease expires on 21st October 2082

With just 59 years unexpired we estimate the premium for your lease extension to range between £20,900 and £24,200 as well as plus your own and the landlord's "reasonable" professional fees.

The figure above a general guide to costs for extending a lease, but we are not able to advice on the actual costs in the absence of comprehensive investigations. Do not use the figures in a Notice of Claim or as an informal offer. There may be other issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. You should not move forward placing reliance on this information without first getting professional advice.