I am soon to complete on the purchase of a property in Ashby de la Zouch but as a result of wreckage from the recent storms I have was able negotiate recompense from the seller in the sum of £3k by way of a deduction in the price. I had intended this to be addressed as part of amending the contract yet Santander are not allowing this. Why were they notified?
Your property lawyer being on the Santander conveyancing panel is obliged to advise Santander of any variations to the purchase price. If you were to refuse your conveyancing practitioner to disclose the price change to Santander then they would have to discontinue acting for you. In addition, Santander and you would have to appoint a new lawyer for your conveyancing in Ashby de la Zouch.
Is it necessary during the course of the conveyancing process to pop into the offices of the solicitor to execute the legal charge? If so, I will appoint a lawyer who conducts conveyancing in Ashby de la Zouch so that I can attend their offices when needed.
Most conveyancing panel lawyers for lenders carry out their work through the post, e-mail or over phone calls. This means that they can undertake the legal work for your home move regardless of where you live in England or Wales. That being said you can see if you have the option of visiting the offices of your conveyancing lawyer if just in case this is required.
I am buying a 3 bedroom semi in Ashby de la Zouch. Our aim is to carry out a loft conversion at the property.Will the conveyancing process include enquiries to determine if these alterations are permitted?
Your solicitor should review the registered title as conveyancing in Ashby de la Zouch can occasionally reveal restrictions in the title documents which restrict certain works or need the consent of a 3rd party. Many extensions need local authority planning permissions and approval in compliance with building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.
When it comes to mortgage companies such as Leeds Building Society, do Ashby de la Zouch conveyancing practitioners incur a fee to be on the list of approved solicitors?
We are unaware of any bank fees to register on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
I recently had an offer accepted on an apartment in Ashby de la Zouch. My mortgage broker suggested a property lawyer. I paid an on account payment of £175. A few days later, the property lawyer called me sheepishly admitting that they were not on the Leeds Building Society conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Leeds Building Society panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am looking for a leasehold apartment up to £195,000 and identified one close by in Ashby de la Zouch I like with a park and transport links in the vicinity, however it's only got 49 remaining years left on the lease. I can't really find anything else in Ashby de la Zouch in this price bracket, so just wondered if I would be making a grave error purchasing a short lease?
If you require a home loan that many years will likely be an issue. Discount the offer by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least 2 years you may ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor regarding this.
In my capacity as executor for the estate of my uncle I am selling a property in Newport but live in Ashby de la Zouch. My conveyancer (based 235 kilometers from merequires that I sign a stat dec prior to the transaction finalising. Could you suggest a conveyancing lawyer in Ashby de la Zouch who can attest this legal document for me?
strictly speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will be fine regardless of whether they are based in Ashby de la Zouch