I have just been advised by my estate agent that my Stapleton the law firm I have appointed is not on the lender Solicitor panel. How can I check?

The sensible course of action for you to take is to call your Stapleton conveyancer. You lawyer should notify you what has happened. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your mortgage company.

Can you explain why leasehold purchase conveyancing in Stapleton is more expensive?

Stapleton leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.

Over the last few months I have been searching for a leasehold apartment up to £245,000 and found one near me in Stapleton I like with amenity areas and transport links in the vicinity, the downside is that it only has 51 years on the lease. I can't really find anything else in Stapleton in this price bracket, so just wondered if I would be making a grave error buying a lease with such few years left?

Should you require a home loan that many years will be problematic. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of 2 years you could ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing lawyer concerning this.

How do I identify a Stapleton law firm on the The Royal Bank of Scotland conveyancing panel? I have wheels and am happy to travel upto 10miles to meet the conveyancer.

You can use the search on this page. Please choose the bank and your location and you will see a number of Stapleton conveyancing lawyers based on proximity. We have detailed some Stapleton conveyancing firms towards the end of this page and you can telephone them to check if they are on the The Royal Bank of Scotland approved list

I own a leasehold flat in Stapleton. Conveyancing and Barclays Direct mortgage are in place. A letter has just been received from someone claiming to own the reversionary interest in the property. It included a ground rent demand for rent dating back to 1993. The conveyancing solicitor in Stapleton who acted for me is not around. Do I pay?

First contact HMLR to be sure that the individual claiming to own the freehold is in fact the new freeholder. You do not need to instruct a Stapleton conveyancing solicitor to do this as it can be done on-line for less than a fiver. Rest assured that regardless, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Stapleton Leasehold Conveyancing - Sample of Questions you should consider before buying

The answer will be important as a) areas could cause problems for the block as the communal areas may start to deteriorate if services are not paid for b) if the leasehold owners have an issue with the managing agents you will need to have full disclosure How many years remain on the lease? Who is in charge of the block?