My grandfather passed away six months ago and as sole heir and executor I was left the house in Hinckley. The house had a small mortgage remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to , pay off the mortgage. Is this possible?

Given you plan to re-mortgage then will insist on your using a conveyancer on the conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the mortgage is registered as a charge at the Land Registry.

I'm the only recipient of my late mum's will and I have everything in my name now, including the house in Hinckley. Conveyancing formalities meant that the Land Registry date was in . I now wish to sell up. I understand that there is a CML 6 month 'rule', which means that my proprietorship could be treated the same way as though I had purchased the property in . Is the property unsalable for six months?

The CML handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be impacted by that. Some mortgage companies would take a pragmatic view as this clause chiefly exists to capture subsales or the quick reselling of property.

We previously chose conveyancing lawyers based in Hinckley on the solicitor panel. They are now charging me a further sum for the legal aspects of the mortgage. Is this an additional conveyancing fee set by ?

Unfortunately, so long as it is in their Terms and Conditions or Quote then yes your may charge a fee for this. The fee is not dictated by but by your Hinckley . Plenty of firms on the panel will quote an ‘acting for lender’ fee and others do not.

I have a mortgage with for my property in Hinckley. Conveyancing was finalised months ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform ?

must be informed of your intention in advance of renting your property as this is likely to be a breach of ’s mortgage conditions. It may be that will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact directly. It should not be necessary to do this via a conveyancing panel solicitor.

I used Arc property Solicitors a few years ago for my conveyancing in Hinckley. Now, I need my documents but cannot find the solicitor. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Hinckley of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I am looking for a leasehold apartment up to £305k and identified one near me in Hinckley I like with a park and railway links nearby, however it only has 61 remaining years left on the lease. There is not much else in Hinckley in this price bracket, so just wondered if I would be making a grave error acquiring a short lease?

Should you require a mortgage the remaining unexpired lease term will likely be an issue. Reduce the price by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of twenty four months you could request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this.

We are in the process of purchasing a apartment in Hinckley. Conveyancing is not over but we would like have the amount we are are buying for private from sites such as Rightmove. Is this possible and how?

HMLR by statute are required to disclose price sold information on the official title for domestic properties nationwide which includes homes in Hinckley. The register of title is a public document, so HM Land Registry would be breaking the law if they did not allow access to the register.

In essence you can ask HM Land Registry to hide the price paid entry however the answer would be in the negative.