What will a local search tell me about the property we're purchasing in Atherstone?
Atherstone conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search organisations for instance Onsearch The local search plays an important role in most Atherstone conveyancing purchase; as long as you don’t want any nasty once you have moved into your new home. The search will provide data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.
The deeds to our property can not be found. The lawyers who handled the conveyancing in Atherstone 4 years ago are no longer around. Will I be able to sell the house?
As long as the title is registered the details of your proprietorship will be documented by the Land Registry with a Title Number. It is possible to carry out a search at the Land Registry, locate your house and obtain up to date copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will also normally hold a certified copy of the Registered Lease and again, a copy can be ordered for twenty pounds.
I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what was supposed to be a simple, chain free conveyancing. Atherstone is the location of the property. What do you suggest?
Flying freeholds in Atherstone are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Atherstone you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Atherstone may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Given that I am about to spend hundreds of thousands of pounds on 3 bedroom house in Atherstone I would like to have a conversation with the lawyer about myhouse move in advance of giving the go ahead to the firm. Is this something that you can arrange?
Absolutely - we would be pleased to talk to you we do not take any clients on without you speaking to the lawyer due to be doing your property ownership legalities in Atherstone.There is no ‘factory style conveyancing’ - each client is an important individual, not a matter reference. The law firms that we put you in touch with believe that the figure you are quoted for your conveyancing in Atherstone should be the figure that you end up paying.
My lender have just issued us with a mortgage offer. We appointed a long established conveyancer in Atherstone two days ago. A couple of hours ago, our financial adviser called to say that the bank said that we cannot use our solicitor as they aren't on their panel. As FTB's, we had no idea that the bank had a say Is this legal?
You can actually instruct any lawyer you wish to use including the said conveyancer in Atherstone but if they are not on the your bank's approved list you will have to fork out an extra fee so your lender can instruct their own solicitors as well to protect their interest. sometimes it is conceivable that your solicitor may apply to get included on to the lender panel. You can use internet tools including lenderpanel.com to find a conveyancing solcitor in Atherstone on the lender panel. You can go into your high street lender branch in Atherstone. They can recommend conveyancing solicitors in Atherstone on the panel for your mortgage company.