Am I correct in assuming that the fact that my conveyancer in Desford is not on my mortgage company's solicitor panel that there is a problem with the standard of her work?
It would be unwise to jump to that conclusion. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should contact the Desford conveyancing practice and enquire why they are no longer on the approved list for your lender.
A friend recommended that where I am purchasing in Desford I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually quoted for as part of the standard Desford conveyancing searches. It is a large document of more than thirty pages, listing and setting out significant information about Desford around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Desford Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Desford Education with plans and statistics, Local Amenities and other useful data about Desford.
I am buying my first flat in Desford with a mortgage from Platform Home Loans Ltd. The builders refused to reduce the price so I negotiated 6k of extras instead. The estate agent suggested that I not reveal to my lawyer about this extras as it could put at risk my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
What is different about your site and alternative web based conveyancing solicitors for conveyancing in Desford?
At this site get a fixed fee quote from a Solicitor or Licensed Conveyancer that understands the nuances of your conveyancing in Desford. As opposed to estate agents and many comparison sites we are not in the business of charging firms a commission if you select them for your home move in Desford
I need to instruct a conveyancing solicitor for my conveyancing in Desford. I've chance upon a web site which looks to be the perfect solution If there is a chance to get all formalities completed via web that would be preferable. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?