I am not in a position to travel far from Earl Shilton. What is the rationale as to why all Earl Shilton property lawyers are not on all bank panels?
Even though it may seem unfair for lenders to restrict who can represent them, from the public’s or solicitor’s viewpoint, the the contrary view is that banks are becoming ever more anxious and regard it imperative to defend themselves against illegal activities. As a result of this concern mortgage companies are limiting their panel of approved conveyancing lawyers to a size that they are happy to control.
We are planning to buy with Earl Shilton BS. I dropped in a few high street solicitors but am struggling to find a Earl Shilton conveyancing firm on the Earl Shilton BS approved list. Could you help?
Feel free to make the most of the find a lender approved solicitor tool on this web page. Pick the mortgage company and type Earl Shilton or your preferred area and you will see a number of lawyer located in Earl Shilton or by proximity to you.
What is the difference between a licensed conveyancer and conveyancing solicitor in Earl Shilton
There are two types of lawyers who can conduct conveyancing in Earl Shilton namely licenced conveyancers or solicitors. Both professionals administer conveyancing services that required to complete the sale or acquisition of property. They are both required to handle Earl Shilton conveyancing to the same quality and guidelines so you may be safe in the knowledge that your conveyancing will be properly carried out and that all requisite steps will be accurately taken.
This question may be naive but I am unseasoned as FTB of a two bedroom flat in Earl Shilton. Do I collect the keys to the premises on the completion date from my lawyer? If so, I will instruct a High Street conveyancing solicitor in Earl Shilton?
On the day of completion you do not need to go to the conveyancers office in Earl Shilton. Conveyancing lawyers for you will arrange to send the completion advance to the vendor’s conveyancers, and shortly after the monies have arrived, you will be invited to receive the keys from the Estate Agents and move into your new home. This tends to happen early afternoon.
I am selling my flat. I had a double glazing fitted in August 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Santander are being pedantic. The Earl Shilton solicitor who is on the Santander conveyancing panel is saying indemnity insurance will be fine but Santander are requiring a building regulation certificate. Why do Santander have a conveyancing panel if they don't accept advice from them?
It is probably the case that Santander have referred the matter to their valuer. The reason why Santander may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My partner and I are selling our house in Earl Shilton and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. A local conveyancer would know this is not the case. It does beg the question why the buyers are using a factory type conveyancing practice rather than a conveyancing solicitor in Earl Shilton. We have lived in Earl Shilton for 5 years we know of no issue. Should we get in touch with our local Authority to obtain clarification that there is no issue.
It would appear that you have a conveyancing firm currently acting for you. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
Due to the encouragement of my in-laws I had a survey completed on a house in Earl Shilton before appointing lawyers. I have been informed that there is a flying freehold aspect to the house. Our surveyor advised that some lenders tend refuse to give a loan on this type of home.
It varies from the lender to lender. HSBC has different requirements from Halifax. Should you wish to telephone us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Earl Shilton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Earl Shilton to see if the conveyancing will be more expensive.