Is there a search tool that I can utilise to investigate if the solicitor handling my conveyancing in Earl Shilton is on the mortgage lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Coventry Building Society thus paying £192.00 in additional conveyancing charges.

Feel free to take advantage of the search tool on this page. Please choose the lender and type ‘Earl Shilton’ or your preferred area and you will discover a number of lawyer based in Earl Shilton or near you.

Despite weeks of looking the Title Certificate and documents to our house can not be found. The lawyers who dealt with the conveyancing in Earl Shilton 4 years ago are no longer around. What are my options?

As long as the title is registered the information relating to your proprietorship will be documented by HMLR under a Title Number. It is easy to perform a search at the Land Registry, identify your house and obtain up to date copies of the Registered Entries for a small fee. If the property is Leasehold then the Land Registry will also normally retain a certified duplicate of the Registered Lease and again, a copy can be ordered for a small fee.

I'm buying a new build house in Earl Shilton with a loan from Nationwide Building Society. The sellers refused to move on the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep advised me not reveal to my lawyer about this side-deal as it may jeopardize my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking for a ground for flat up to £195,000 and found one close by in Earl Shilton I like with a park and railway links in the vicinity, however it only has 61 remaining years left on the lease. There is not much else in Earl Shilton in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?

Should you need a home loan the remaining unexpired lease term will likely be an issue. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of 2 years you could request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this.

Due to sign contracts shortly on a garden flat in Earl Shilton. Conveyancing lawyers have said that they are sending me a report tomorrow. What should I be looking out for?

The report on title for your leasehold conveyancing in Earl Shilton should include some of the following:

You would want to receive a copy of the lease Advice as to the provision in the lease to pay service charges - in relation to the building, and the wider rights a leaseholder has What options are open to you if another tenant in the building is in violation of a provision in their lease? Does the lease require carpeting throughout thus preventing wood flooring? It needs to be made clear to you whether the lease permits you to change or upgrade aspects of the property- you must know whether it relates to all alterations or limited to structural alteration, and whether permission is mandated necessary

I acquired a 1st floor flat in Earl Shilton, conveyancing formalities finalised half a dozen years ago. Can you work out an approximate cost of a lease extension? Comparable properties in Earl Shilton with a long lease are worth £202,000. The average or mid-range amount of ground rent is £60 invoiced every year. The lease ceases on 21st October 2082

With only 57 years left to run we estimate the price of your lease extension to be between £28,500 and £33,000 as well as costs.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to provide a more accurate figure in the absence of detailed due diligence. Do not use this information in a Notice of Claim or as an informal offer. There may be other concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information without first getting professional advice.