My IFA has asked me for my Uttoxeter law firm’s panel member for the Nat West conveyancing panel. What is the best way to obtain this. I have tried my local Uttoxeter office but they cant find it on their system.
The sensible thing to do is ask for this information from your Uttoxeter property lawyer . They should have a central record lender panel numbers.
We note that you have a search directory identifying solicitors on the HSBC conveyancing panel. Do companies pay you a commission if I appoint them for our own conveyancing in Uttoxeter?
We are a listing service only for law firms wishing to communicate if they are on the HSBC conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Uttoxeter.
When it comes to lenders such as Bank of Ireland, do Uttoxeter lawyers incur a fee to be on the list of approved solicitors?
We are not aware of any lender fees to be on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.
We had instructed conveyancing lawyers with offices in Uttoxeter on the Nottingham solicitor approved list. They are now charging me a separate sum for dealing with the Nottingham mortgage. Is this an additional conveyancing fee set by Nottingham?
Unfortunately, as long as it is in their Terms of Engagement or Quote then yes your lawyer can charge a fee for this. This charge is not set by Nottingham but by your Uttoxeter conveyancing practitioner. Plenty of firms on the Nottingham panel will charge an ‘acting for lender’ fee but plenty of firms incorporate it on their overall fee.
I had an offer accepted on an apartment in Uttoxeter on 8/8/2019, valuation was booked 2 days later, received a clean bill of health. Conveyancer retained, so all that was missing was my mortgage offer. Having made daily calls to Aldermore and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Aldermore conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Aldermore to deal with your lawyer's application to be on the Aldermore conveyancing panel. There's no guarantee that your solicitor will be accepted.
We are downsizing from our property in Uttoxeter and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. Any local lawyer would know that there is no such problem. It does beg the question why the purchasers instructed a factory type conveyancing practice as opposed to a conveyancing solicitor in Uttoxeter. Having lived in Uttoxeter for 4 years we know of no issue. Is it a good idea to contact our local Authority to seek confirmation need.
It sounds as though you may have a conveyancing lawyer currently acting for you. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I am buying a new build house in Uttoxeter with a mortgage from Halifax. The developers refused to move on the price so I negotiated £7000 of fixtures and fittings instead. The sale representative suggested that I not to tell my conveyancer about this deal as it would put at risk my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.