I am expecting a offer of a home loan from Lloyds. I intend to instruct a Licensed Conveyancer in Uttoxeter. Does the Lloyds Solicitor panel exclude conveyancers regulated by the CLC?
The Lloyds conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
My partner and I intend to remortgage our penthouse in Uttoxeter with Yorkshire BS. We have a son 18 who lives with us. Our solicitor requested us to identify any adults other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the property is forfeited by the lender. I have a couple of questions (1) Is this form unique to the Yorkshire BS conveyancing panel as he never had to sign this form when we bought 3 years ago (2) Does our son by signing this compromise his rights to inherit the property?
First, rest assured that your Yorkshire BS conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Yorkshire BS. This is solely used to protect Yorkshire BS if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Yorkshire BS had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
I used Wolstenholmes several years past for my conveyancing in Uttoxeter. Now, I need the files however the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Uttoxeter of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
My husband and I are 14 days into a leasehold purchase having been referred to a firm by the local agent to carry out the conveyancing in Uttoxeter. I am not happy. Can you help me find new lawyers?
A conveyancer would have to be very poor to suggest replacing them. Has your mortgage been sent? If so you need to make them aware of the replacement solicitor and get the loan are re-issued. Your solicitor ideally needs to be on the banks panel to avoid added costs and complications. So that should be your first question of the new lawyers. The search tool can assist you in finding a lender approved solicitor for your conveyancing in Uttoxeter
At long last our conveyancing in Uttoxeter is set to complete on Friday, however the couple I am purchasing off has asked to move out on the Saturday midday. Do I agree to this?
In situations where you are having a mortgage then your property lawyer will require that the property isvacant on Friday - the lender will compel it.