We are about to exchange contracts for a property in Uttoxeter. We encountered a stumbling block. The loan offer with Bank of Scotland expires on 24/6/2024 but the sellers are suggesting a completion date of 26/6/2024. Is it possible to prolong the mortgage offer?

The best person to deal with your issue is your lawyer who should calculate if he or she is should be discussing with the mortgage company, vendor’s solicitors, estate agents or indeed all three taking into account the circumstances your transaction to date.

A colleague recommended that where I am buying in Uttoxeter I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is usually included in the estimate for your Uttoxeter conveyancing searches. It is not a small report of more than thirty pages, listing and detailing important information about Uttoxeter around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful data regarding Uttoxeter.

Despite weeks of looking the Title Certificate and documents to our home can not be found. The solicitors who did the conveyancing in Uttoxeter 4 years ago are no longer around. What do I do?

Nowadays there are duplicates made of almost everything, and your conveyancer should be aware exactly where to look for all the suitable paperwork so you may buy or sell your house without any difficulty. If duplicates are not available, your lawyer may be able to put in place insurance or indemnities protecting you against possible claims on the property.

Just had an offer accepted on a new build apartment in Uttoxeter. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Uttoxeter

Please supply a car parking plan. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

I'm buying a house in Uttoxeter. I can find my conveyancer's company on the CLC list, but I can't locate my lawyer's name as listed on the regulator's website. Is this a big problem?

Not all staff in the company must be listed by the regulator. Provided there is someone qualified to 'oversee' the work, the actual day-to-day activity can be conducted by unqualified staff.