The solicitor who helped my last purchase has quoted £995 for no sale no fee conveyancing in Rugeley. I am hoping to downsize from a modern property for £200,000. Are these conveyancing fees excessive? Is it above what I should be paying for conveyancing in Rugeley?
The costs illustration is slightly on the high side. If you shop around you could get the conveyancing a bit cheaper by as much as £100 plus VAT. That being said, you maylive to regret choosing an an untested solicitor. Remember to be sure that the firm can act for your lender. Do employ our comparison tool to get a quote a Rugeley conveyancing firm on the lender’s approved list of lawyers which can often include conveyancing solicitors in Rugeley.
My Solicitor in Rugeley has never been on on the HSBC Bank Conveyancing Panel. Is it possible for me to use my family solicitor even though they are excluded from the HSBC Bank approved list?
Your options are as follows:
- Carry on with your preferred Rugeley lawyers but HSBC Bank will need to use a lawyer on their panel. This will inevitably rack up the total conveyancing fees as well as result in frustration.
- Get a new practitioner to act in the purchase, remembering to check they are HSBC Bank approved.
- Persuade your HSBC Bank solicitor to attempt to join the HSBC Bank panel
I just bought a flat at auction in Rugeley. Conveyancing is necessary. What is next?
Given that you are now exchanged you will need to choose a conveyancing solicitor quickly as you are faced with a pending a drop dead date to complete the transaction. An auction property should have a corresponding auction pack. This should include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold premises the auction pack may provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork specific to leasehold premises. You must hand this to the conveyancer instructed by you ASAP. You also need to ensure that your finances are in order to complete the transaction on the set completion date.
Forgive me if this question is silly but I am unseasoned as a first time buyer of a garden flat in Rugeley. Do I receive the keys to the house on the completion date from my lawyer? If so, I will appoint a High Street conveyancing solicitor in Rugeley?
On the day of completion you will not be required to go to the conveyancers office in Rugeley. Conveyancing lawyers for you will electronically transfer the purchase money to the seller's solicitors, and once they have received this, you will be invited to collect the keys from the property Agents and start moving into the property. This tends to happen between 1 and 3pm.
I was told three weeks ago that my mortgage has been agreed to by Yorkshire BS. Is it usual for Yorkshire BS to only issue the offer once my solicitor in Rugeley is approved on their conveyancing panel? Yorkshire BS have asked my solicitor to see a copy of their PI Insurance.
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Yorkshire BS to deal with your lawyer's application to be on the Yorkshire BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I used Action Conveyancing a few years past for my conveyancing in Rugeley. Now, I need the documents however the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Rugeley of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in two weeks back in what was supposed to be a straight forward, no chain conveyancing. Rugeley is the location of the property. Can you offer any assistance?
Flying freeholds in Rugeley are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Rugeley you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rugeley may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.