Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Staffordshire?
There are many registered licenced Conveyancers in Staffordshire and Solicitor partnerships in Staffordshire offering conveyancing It is important to make clear that the two are supervised by regulatory bodies with both specialising in the legal work in the home buying process. They may both also conduct associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
We had selected conveyancing lawyers based in Staffordshire on the Nationwide solicitor approved list. They are now charging me a separate amount for the legal aspects of the Nationwide mortgage. Is this a supplemental conveyancing fee set by Nationwide?
Provided it is contained in their Terms and Conditions or estimate then yes your lawyer is entitled to levy a fee for this. This charge is not set by Nationwide but by your Staffordshire solicitor. Some firms on the Nationwide panel will levy an ‘acting for lender’ fee but plenty of practices include it on their overall fee.
I'm spending time looking at houses in Staffordshire and I am now considering a potential offer. Is it advisable to have a lawyer on ‘stand by’? I intend to finance via a mortgage with Co-operative.
You should start requesting conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. As you are obtaining a mortgage with Co-operative, make sure you remember to check that your lawyer is on the Co-operative conveyancing panel.
We are buying a property and the lawyer has referenced Chancel Repair for which the property could be liable as it falls into the area of such a church. She has mentioned insurance. Is this strictly appropriate for conveyancing in Staffordshire
Unless a prior purchase of the property took place after 12 October 2013 you could assume that lawyers handling conveyancing in Staffordshire to continue to propose a a chancel search and or insurance against a claim.
five months have gone by since my purchase conveyancing in Staffordshire took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Over the last few months I have been searching for a leasehold apartment up to £245,000 and identified one round the corner in Staffordshire I like with amenity areas and transport links nearby, however it's only got 49 remaining years left on the lease. There is not much else in Staffordshire suitable, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you need a mortgage the shortness of the lease will likely be problematic. Discount the offer by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least 2 years you may request that they start the process of the extension and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this.
What type of premises does your Staffordshire conveyancing estimates apply to?
Our conveyancing quotes are only relevant to standard residential homes in England & Wales. Should you have any different needs for instance industrial or agricultural land or commercial conveyancing in Staffordshire you should contact us to discuss your requirements .