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Find a Staffordshire Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Staffordshire? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Staffordshire home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Staffordshire conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Staffordshire

Willinstructing a Staffordshire conveyancing firm make the legal transfer of property easier?

In the main conveyancing practitioners in your location will enjoy good connections with your local authority, which could assist with the Staffordshire conveyancing searches that your conveyancer will need to carry out. It also helps if they have strong connections with the Local Land Registry Office your area Staffordshire, other conveyancers in the neighbourhood and Staffordshire selling agents.

Me and my partner are purchasing our first home. Our conveyancing practitioner has texted usto ask if we want to purchase supplemental conveyancing searches. Frankly we are clueless as to what's relevant for conveyancing in Staffordshire

The number and type of Staffordshire conveyancing searches should be triggered based primarily on the premises, the location, the likelihood of any of these risks, your familiarity of the region and risks, your general appetite to risk. What is important is that you properly appreciate what information each search could give you. You may then make a decision if you consider that you need that search. If unclear, ask your property lawyer to recommend.

I decided to have a survey done on a house in Staffordshire ahead of appointing lawyers. I have been informed that there is a flying freehold aspect to the house. The surveyor advised that some banks may refuse to grant a loan on a flying freehold home.

It varies from the lender to lender. HSBC has different instructions for example to Birmingham Midshires. If you e-mail us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Staffordshire. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Staffordshire to see if the conveyancing will be more expensive.

My partner has suggested that I use his lawyers for conveyancing in Staffordshire. Should I find my own conveyancer?

No doubt the best way to find a conveyancing solicitor is to get feedback from friends or family who have previously instructed the conveyancer you're are thinking of instructing.

I am employed by a long established estate agent office in Staffordshire where we have experienced a number of flat sales put at risk due to leases having less than 80 years remaining. I have been given contradictory information from local Staffordshire conveyancing firms. Could you clarify whether the vendor of a flat can commence the lease extension process for the buyer?

As long as the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to start the lease extension process and assign the benefit of the notice to the purchaser. This means that the buyer need not have to sit tight for 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment has to be done prior to, or at the same time as completion of the sale.

An alternative approach is to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.

Staffordshire Leasehold Conveyancing - A selection of Queries before buying

    How is the lease structured? Plenty Staffordshire leasehold apartments will incur a service charge for maintenance of the building set on behalf of the management company. Where you buy the flat you will have to pay this contribution, normally quarterly during the year. This can vary from several hundred pounds to thousands of pounds for large purpose-built blocks. There will also be a ground rent for you to pay yearly, this is usually not a significant figure, say around £50-£100 but you should to enquire it because on occasion it can be surprisingly expensive.

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Find out more about how flying freehold can affect your the value of a property.