Are you able to suggest a National Westminster Bank allowed Staffordshire conveyancing practice finish our home move within under 3 weeks? Am I best advised to unstruct a high street Staffordshire firm or a nationwide conveyancer?
We can recommend some very good Staffordshire conveyancing firms. You can also walk up the main road in Staffordshire. Go in to two or three firms and ask to see a conveyancing solicitor for a quote. Explain your requirements together with your reasons and get an assurance on speed. Appoint the one that appears most efficient.
Please explain the implications if my lawyer’s firm is suspended from the Virgin Money Conveyancing panel ahead of completing my conveyancing in Staffordshire?
First, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
Are there restrictive covenants that are commonly picked up during conveyancing in Staffordshire?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Staffordshire. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the advice of my in-laws I had a survey completed on a property in Staffordshire ahead of instructing conveyancers. I have been informed that there is a flying freehold element to the house. The surveyor has said that some mortgage companies may not give a mortgage on a flying freehold home.
It depends who your proposed lender is. Lloyds has different requirements from Nationwide. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Staffordshire. Conveyancing may be slightly more expensive based on your lender's requirements.
My husband and I are new on the property ladder - had an offer accepted, yet the selling agent informed us that the vendor will only proceed if we use their recommended conveyancers as they are insisting on a ‘quick sale’. We would rather use a high street solicitor accustomed to conveyancing in Staffordshire
It is highly unlikely the owners are driving this. Should the seller require ‘a quick sale', taking such a hostile approach to a genuine buyer is likely to cause more damage than good. Try to communicate with the vendors directly and explain that (a)you are genuine purchasers (b)you are ready to go, with finances in place © you are chain free (d) you wish to move quickly (e)but you intend to instruct your preferred Staffordshire conveyancing firm - not the ones that will give the negotiator at the agency a commission or hit his conveyancing thresholds demanded by corporate headquarters.