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Find a Staffordshire Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Staffordshire? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Staffordshire conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Staffordshire conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Staffordshire

The Staffordshire conveyancing firm handling our Staffordshire conveyancing has discovered a discrepancy between the information in the valuation report and what is revealed within the title deeds. My lawyer informs me that he needs to check that the bank is OK with this discrepancy and is content to go ahead. Is my lawyer’s course or action legitimate?

Your conveyancer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

Should commercial conveyancing searches reveal impending roadworks that may impact a commercial premises in Staffordshire?

Many commercial conveyancing solicitors in Staffordshire will conduct a SiteSolutions Highways report as it reduces the time that conveyancers invest in researching accurate data on highways that impact buildings and development assets in Staffordshire. The report provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Staffordshire.

For every commercial conveyancing transaction in Staffordshire it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately may cause delays to Staffordshire commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not carried out for residential conveyancing in Staffordshire.

I'm purchasing my first flat in Staffordshire benefiting from help to buy. The builders would not move on the amount so I negotiated five thousand pounds worth of extras instead. The house builders rep advised me not inform my conveyancer about the deal as it may adversely affect my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How difficult is it to switch firm as I have to retain a firm on the Clydesdale conveyancing panel. I was using a family conveyancing solicitor in Staffordshire five minutes from me but she is not accepted by Clydesdale

We will our best to assist in finding you a conveyancing solicitor in Staffordshire on the Clydesdale panel. Please note that the law firms that we work with do not pay us commission if you instruct them and are under regulation of the Solicitors Regulation Authority who oversee all conveyancing solicitors in Staffordshire. In making use of search facility on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Staffordshire.

I today plan to offer on a house that appears to be perfect, at a reasonable figure which is making it all the more appealing. I have subsequently discovered that the title is leasehold as opposed to freehold. I would have thought that there are issues buying a house with a leasehold title in Staffordshire. Conveyancing advisers have not yet been appointed. Will my lawyers set out the risks of buying a leasehold house in Staffordshire ?

Most houses in Staffordshire are freehold rather than leasehold. This is one of the situations where having a local conveyancer used to dealing with such properties who can help the conveyancing process. It is clear that you are buying in Staffordshire so you should seriously consider looking for a Staffordshire conveyancing solicitor and check that they are used to advising on leasehold houses. First you will need to check the unexpired lease term. As a lessee you will not be at liberty to do whatever you want to the property. The lease will likely included provisions for example requiring the freeholder’spermission to conduct alterations. You may also be required to pay a maintenance charge towards the upkeep of the estate where the house is located on an estate. Your lawyer will advise you fully on all the issues.

Staffordshire Leasehold Conveyancing - Examples of Queries before buying

    Is anyone aware of any major works in the planning that will add a premium to the service charges? The majority of Staffordshire leasehold flats will be liable to pay a service bill for the upkeep of the building levied by the landlord. Where you acquire the flat you will have to meet this liability, normally quarterly accross the year. This could differ from a few hundred pounds to thousands of pounds for large purpose-built blocks. In all probability there will be a rentcharge for you to pay yearly, this is usually not a exorbitant amount, say approximately £25-£75 but you need to enquire it because on occasion it can be many hundreds of pounds.

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Find out more about how flying freehold can affect your the value of a property.