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Find a Staffordshire Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Staffordshire? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Staffordshire transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Staffordshire conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Staffordshire

Our son is in the process of securing a house that has just been built in Staffordshire with a home loan from Barclays. His lawyer has said that there is a delay in completing the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?

The form is intended to provide information to the main parties involved in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Barclays conveyancing panel as a standard part of the process, and to the valuer when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Barclays conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

Will my conveyancing lawyers need to check that the building insurance when buying a house in Staffordshire. My lender is Bank of Ireland

Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 10/2/2025, the requirements read as follows :

I'm buying a new build house in Staffordshire with a mortgage from Nationwide Building Society. The builders would not move on the price so I negotiated £7000 of extras instead. The estate agent told me not to tell my solicitor about the deal as it will adversely affect my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking for a ground for flat up to £305k and found one near me in Staffordshire I like with a park and railway links in the vicinity, however it's only got 49 years unexpired on the lease. I can't really find anything else in Staffordshire in this price bracket, so just wondered if I would be making a mistake buying a short lease?

If you require a home loan the shortness of the lease will be problematic. Reduce the price by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least 2 years you may request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor about this.

I own a leasehold flat in Staffordshire. Conveyancing and HSBC Bank mortgage organised. A letter has just been received from someone saying they have taken over the freehold. Attached was a ground rent demand for rent dating back to 1991. The conveyancing solicitor in Staffordshire who acted for me is not around. What should I do?

The first thing you should do is make enquiries of the Land Registry to be sure that the individual claiming to own the freehold is in fact the registered owner of the freehold reversion. There is no need to incur the fees of a Staffordshire conveyancing solicitor to do this as you can do this on the Land Registry website for £3. Rest assured that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

I bought a basement flat in Staffordshire, conveyancing was carried out in 1998. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Corresponding properties in Staffordshire with an extended lease are worth £202,000. The ground rent is £60 yearly. The lease ends on 21st October 2082

With only 57 years left to run we estimate the premium for your lease extension to range between £28,500 and £33,000 as well as professional fees.

The suggested premium range above a general guide to costs for renewing a lease, but we are not able to advice on a more accurate figure in the absence of detailed investigations. Do not use the figures in tribunal or court proceedings. There are no doubt additional issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. You should not take any other action based on this information before getting professional advice.

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