We were about to retain a conveyancing solicitor in Staffordshire listed on your site but stumbled across some other costs illustrations on the internet appear less expensive – why is this?
One can find plenty of websites promoting pretending to offer £99 conveyancing, but additionalfees end up with the completion fee markedly uplifted. In accordance with regulatory requirements fees outlined in terms of engagement should be transparent and reasonable invoiced The conveyancers that we list for conveyancing in Staffordshire set out all charges for a domestic conveyancing case.
My wife and I purchased a terraced Georgian house in Staffordshire. Conveyancing lawyer represented me and Bank of Ireland. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold with the exact same address. I'd like to know for sure, how can I find out??
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Staffordshire and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with the conveyancing solicitor who completed the work.
I'm purchasing a new build house in Staffordshire with a loan from Nottingham Building Society. The builders would not budge the amount so I negotiated 6k of additionals instead. The property agent told me not disclose to my lawyer about this extras as it could put at risk my mortgage with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a house I have offered on a fortnight ago in what should have been a straight forward, chain free conveyancing. Staffordshire is the location of the property. Can you offer any advice?
Flying freeholds in Staffordshire are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Staffordshire you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Staffordshire may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am selling my house. My former lawyers have shut. I am in need of a recommendation of a conveyancing firm. Im based in Staffordshire if that makes a difference.
Do use our search tool to help you choose a solicitor for your conveyancing in Staffordshire. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.