I am getting a mortgage with Nat West. My intention is to employ the services of a Licensed Conveyancer in Stone. Does the Nat West Conveyancing panel allow for Licensed Conveyancers?

The Nat West conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

What is the best way to investigate if the solicitor conducting my conveyancing in Stone is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Chelsea Building Society thus paying £187.00 plus VAT in further legal charges.

Feel free to take advantage of the find a lender approved solicitor tool on this site. Please choose the lender and type ‘Stone’ or your location and you will be presented with numerous conveyancers offices in Stone or near you.

Me and my partner are buying a property in Stone. It might be a silly question but how we can trust a solicitor? On completion day we will need to send our life savings into their account. What protection do we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I had a mortgage agreed in principle with TSB. Stone conveyancing practitioners are chosen. What is the average time that one could expect to receive a mortgage offer from TSB?

Some lenders take longer than others. Have TSB completed the valuation? Have you advised TSB as to your lawyers' details and checked that your lawyers are on the TSB conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

I'm spending time viewing apartments in Stone and I am now considering a potential offer. Is it best to have my property lawyer on ‘stand by’? I will be getting a mortgage with Barclays.

It would be prudent to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. Given that you are obtaining a mortgage with Barclays, make sure you remember to check that your lawyer is on the Barclays conveyancing panel.

Just had an offer accepted on a new build apartment in Stone. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Stone

Please confirm the Lease plans are architect prepared. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please supply evidence that the form of Lease proposed has been approved by the Land Registry.

How simple is it to use the search facility to find a conveyancing lawyer in Stone on the approved list for my lender?

First choose a mortgage company such as Lloyds TSB Bank, Norwich and Peterborough Building Society or Bank of Ireland then type in your location e.g. Stone. Conveyancing practices in Stone and further afield should be listed.