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Find a Silverdale Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Silverdale? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Silverdale transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Silverdale conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Silverdale

What is your number one tip for finding a conveyancing solicitor in Silverdale

Do not opt for the lowest Silverdale conveyancing fees. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.

A friend informed me that in buying a property in Silverdale there may be various restrictions prohibiting external changes to the property. Is this right?

We are aware of anumerous of properties in Silverdale which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Silverdale should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I have today made my last payment due on my mortgage with Principality. I assume I don't need a Silverdale lawyer on the Principality panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Principality mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Principality mortgage from the register. Principality, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Principality has sent the Land Registry the discharge electronically, and
  3. Principality has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Principality mortgage has been paid off.

Do I need to pay for insurance to cover chancel repairs when acquiring a residence in Silverdale?

Unless a prior purchase of the premises completed after 12 October 2013 you could assume that solicitors conducting conveyancing in Silverdale to continue to recommend a chancel search and or chancel repair liability insurance.

I bought my apartment on 11 February and my personal details are still not registered. Need I be worried? My conveyancing solicitor in Silverdale advises it will be recorded in less than a month. Are properties in Silverdale particularly slow to register?

There is nothing unique about conveyancing in Silverdale registration formalities. As opposed to being determined by geographic area, timescales can vary depending on the party submitting the application, whether there are errors and if the Land registry communicate with any 3rd parties. As of today roughly three quarters of submission are fully addressed in less than three weeks but occasionally there can be extensive hold-ups. Registration is effected once the purchaser has moved in to the premises thus an expedited registration is not typically primary concern but where there is a degree of urgency associated with the registration then you or your lawyers can speak with the land registry and explain the circumstances.

I decided to have a survey completed on a property in Silverdale in advance of retaining solicitors. I have been advised that there is a flying freehold element to the house. My surveyor advised that some banks may not issue a mortgage on a flying freehold premises.

It depends who your proposed lender is. HSBC has different requirements for example to Halifax. If you contact us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Silverdale. Conveyancing may be slightly more expensive based on your lender's requirements.

My brother has recommend that I instruct his conveyancers in Silverdale. Should I choose my own solicitor?

Much as we are happy to recommend a Silverdale conveyancing lawyer the best way to select a conveyancing solicitor is to get guidance from friends or relatives who have previously instructed the conveyancer that you are contemplating using.

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Find out more about how flying freehold can affect your the value of a property.