We see that you have a post code search directory identifying solicitors on the Kent Reliance conveyancing panel. Do companies pay you a referral fee if I instruct them for our own conveyancing in Haslington?
We are a listing service only for law firms wishing to communicate if they are on the Kent Reliance conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Haslington.
I'm the only recipient of my late grandmother’s estate and I have everything in my name alone, including the house in Haslington. Conveyancing formalities meant that the Land Registry date was in August. I want to move. I do know about the Mortgage Lenders 6 month 'rule', which means that my proprietorship will be considered the same way as if I'd bought the house in August. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be impacted by that. Most banks would take a practical view as this provision principally exists to capture subsales or the wholesaling and assigning of property.
is it true that all Haslington conveyancing solicitors on the Coventry BS conveyancing panel are overseen by the SRA?
As solicitors, in order to be on the Coventry BS conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. Some lenders do allow licenced conveyancers on their panel in which case such practice would be overseen by the CLC.
I was told two weeks ago that my mortgage has been agreed to by Leeds Building Society. Is it usual for Leeds Building Society to only issue the offer once my solicitor in Haslington is approved on their conveyancing panel? Leeds Building Society have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Leeds Building Society to deal with your lawyer's application to be on the Leeds Building Society conveyancing panel. There's no guarantee that your solicitor will be accepted.
Should our conveyancer be making enquiries concerning flooding during the conveyancing in Haslington.
Flooding is a growing risk for lawyers dealing with homes in Haslington. There are those who acquire a house in Haslington, fully expectant that at some time, it may suffer from flooding. However, aside from the physical destruction, if a property is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory insurance cover, or sell the premises. There are steps that can be taken during the course of a house purchase to forewarn the purchaser.
Conveyancers are not qualified to offer advice on flood risk, however there are a various checks that can be carried out by the buyer or by their lawyers which can figure out the risks in Haslington. The conventional set of information given to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual inquiry of the vendor to determine if the property has suffered from flooding. If the residence has been flooded in past and is not disclosed by the vendor, then a buyer could commence a claim for damages stemming from an incorrect response. The buyer’s lawyers should also conduct an environmental report. This will higlight whether there is a recorded flood risk. If so, additional investigations should be carried out.
I used Action Conveyancing several years ago for my conveyancing in Haslington. Now, I need my files but the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Haslington of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
What is the reason for my conveyancer requiring a list of items of ID ahead of starting selling or buying a property in Haslington?
Haslington lawyers are obliged by the Law Society, Solicitors Regulation Authority, HMLR and current Money Laundering Regulations to certify that the have checked the identity of their clients. It is also sometimes a condition of your mortgage offer. Furthermore they have to complete various forms, particularly those relating to SDLT and need to have information such as your full names, national insurance number and DOB.