Can your site be used to recommend a Conveyancing solicitor in Audlem even if I’m not purchasing or selling a house, for example if I want to acquire a shop in Audlem with a loan from Santander?
Our comparison service is primarily there to help choose domestic conveyancing solicitors in Audlem but we have listed at the end of this page some Audlem commercial conveyancing firms. You should speak with the solicitors directly to see if they are also authorised to represent Santander
If you had a top tip for choosing a conveyancing solicitor in Audlem what would it be?
It would be unwise to be seduced by the cheapest Audlem conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I have today made my last payment due on my mortgage with Bank of Ireland. I assume I don't need a Audlem solicitor on the Bank of Ireland panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Bank of Ireland mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Bank of Ireland mortgage from the register. Bank of Ireland, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Bank of Ireland has sent the Land Registry the discharge electronically, and
- Bank of Ireland has instructed the Land Registry to do so
It is not clear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Audlem bank branch on numerous occasions and was told they are content with the situation and they will lend. My Audlem conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they will not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. I simply don't know who is right.
Your lawyer must comply with the CML Handbook section two specifications for your lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
My wife and I are close to exchanging contracts on the sale of our property in Audlem and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. A local lawyer would know this is not the case. For the life of me I don't know why the purchasers instructed a web based conveyancing firm as opposed to a conveyancing solicitor in Audlem. Having lived in Audlem for three years we know that this is a non issue. Do we contact our local Authority to obtain confirmation that the buyers are looking for.
It would appear that you have a conveyancing firm currently acting for you. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I am buying my first flat in Audlem with a loan from Leeds Building Society. The developers would not budge the price so I negotiated 6k of extras instead. The estate agent advised me not inform my conveyancer about the extras as it would impact my mortgage with Leeds Building Society. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
In searching the world wide web for the phrase conveyancing in Audlem it reveals numerous conveyancersin the area. With so much choice what is the best way to find the right property lawyer for my move?
The preferential way of seeking the right conveyancer is through a trusted testimonial, so ask friends and relatives who have acquired a property in Audlem or the reputable estate agent or mortgage broker. Costs for conveyancing in Audlem differ, so it's sensible to secure a minimum of three costs illustrations from varying types of companies. Dont forget to clarify that the charges are assured not to increase.