I am planning to acquire a property and require a conveyancing solicitor in Nantwich who is on the Accord Mortgages Ltd conveyancing. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Accord Mortgages Ltd in certain locations such as Nantwich. We dont recommend any particular firm.
I'm the only recipient of my late grandmother’s estate with all property in now in my sole name, including the my former home in Nantwich. The Nantwich property was put into my name in March. I want to move. I do know about the Mortgage Lenders 6 month 'rule', meaning my property ownership could be treated the same way as though I had purchased the property in March. Will no one buy the property for half a year?
The CML handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be affected by that. Some lenders would take a pragmatic view as this provision is primarily there to identify subsales or the wholesaling and assigning of property.
We are getting a further advance on our home loan from Lloyds as we wish to conduct alterations to our house in Nantwich. Are we obliged to appoint a nearby Nantwich solicitor on the Lloyds conveyancing panel to handle the paperwork?
Lloyds would not normally instruct a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Lloyds panel.
We expect to receive a DIP from Principality this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Principality recommend any Nantwich solicitors on the Principality conveyancing panel, or is it better to go independently?
You will need to appoint Nantwich solicitors independently although you'll need to choose one on the Principality conveyancing panel. The solicitor represents both you and Principality through the process.
The deeds to my house are lost. The lawyers who dealt with the conveyancing in Nantwich 10 years ago have long since closed. What are my next steps?
Gone are the days when you need to have the physical original deeds to evidence that you own the land or premises, given that the Land Registry have everything they need in a digital format.
I have been on the look out for a flat up to £195,000 and identified one round the corner in Nantwich I like with amenity areas and transport links in the vicinity, however it only has 49 years on the lease. There is not much else in Nantwich suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?
Should you require a mortgage the remaining unexpired lease term will likely be problematic. Discount the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of 2 years you could ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should speak to your conveyancing lawyer about this matter.
Been on the hunt for a conveyancer for freehold sale conveyancing in Nantwich. I'm selling, uncomplicated no mortgage to redeem, no rush, currently vacant. Got a quote from a solicitor for £1000 including VAT which is a tad high considering its so straightforward. Can I pay less for conveyancing in Nantwich?
Considering it’s a sale only, £450 + VAT should be about the best for a Nantwich solicitor firm.