lenderpanel

Find a Cheshire Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Cheshire? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Cheshire transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Cheshire conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Cheshire

Would the conveyancing practitioners that you recommend execute auction conveyancing in Cheshire?

We know of a number of niche solicitors we can connect you with those conducting auction conveyancing. Cheshire is one of hundreds of areas of where our lawyers are based.

How up to date is your database of Cheshire solicitors on the Aldermore conveyancing panel? Do Aldermore send you an updated list?

Cheshire conveyancing firms themselves provide us confirmation that they are on the Aldermore conveyancing panel as opposed to being supplied with a list from Aldermore directly.

After scouring moneysavingexpert.com for an affordable solicitor in Cheshire, most say that I should look for a CQS assured solicitor. Can you explain what CQS is?

Cheshire Conveyancing Quality Scheme practices have been granted accreditation under the Law Society's Scheme (CQS) CQS was brought about to promote high standards in the in the legal transfer of properties. CQS helps house movers to recognise solicitor firms who provide a quality residential conveyancing. Cheshire is one of locations in England and Wales in which CQS are based. The scheme obliges law firms to undergo a strict assessment, compulsory training, self-reporting, spot checks and annual reviews in order to maintain CQS status. It is open only to members of the Law Society who meet the demanding standards set by the scheme and has the support of the Council of Mortgage Lenders.

Should I appoint a Cheshire conveyancing practitioner in close proximity to the house I am buying? An old friend can perform the legal formalities but her office is 300kilometers drive away.

The primary upside of using a local Cheshire conveyancing practice is that you can visit the firm to execute paperwork, hand in your identification documents and apply pressure on them where appropriate. Having local Cheshire know how is a bonus. However it's more important to get someone that will do a good and efficient job. If other friends have instructed your friend and the majority were happy that must outweigh using an unknown Cheshire conveyancing lawyer solely due to them being Cheshire based.

I am attracted to a two maisonettes in Cheshire which have about 50 years unexpired on the lease term. Will this present a problem?

There are no two ways about it. A leasehold apartment in Cheshire is a wasting asset as a result of the reducing lease term. The nearer the lease gets to zero years unexpired, the more it reduces the salability of the premises. The majority of buyers and lenders, leases with less than 75 years become less and less attractive. On a more upbeat note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the property for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of premises with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Cheshire conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. A more straightforward and quicker method of extending would be to contact your landlord directly and sound him out on the prospect of extending the lease. You may find he or she is happy to negotiate informally and willing to consider your offer straight off, without having to involve anyone else. This will save you time and money and it could help you reach a lower price on the lease. You need to ensure that the agreed terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.

Cheshire Conveyancing for Leasehold Flats - A selection of Questions you should ask before Purchasing

    What is the name of the managing agents? How much is the maintenance charge and ground rent on the property? It would be prudent to discover as much as possible concerning the company managing the block as they will either make living at the property much simpler or much more difficult. As the owner of a leasehold property you are often in the clutches of the managing agents both financially and when it comes to every day matters like the upkeep of the communal areas. Enquire of other tenants whether they are happy with their management. In conclusion, investigate as to the dates that the maintenance fees are due to the managing agents and specifically how they are spending the funds.

Last updated

Find out more about how flying freehold can affect your the value of a property.