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Find a Cheshire Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Cheshire? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Cheshire home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Cheshire conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Cheshire

I am in need of a conveyancer. Should I go for for a web based conveyancer or a local Cheshire conveyancing solicitor?

Cheshire is a unique place, where neighbourhood insight is a big bonus. The laid-back lifestyle is great – just not when it comes to your conveyancing. The property lawyers that we recommend host vast Cheshire knowledge with a professional, can doattitude that ensures everything runs smoothly. It is a distinct advantage where they can make use of good connections with financial advisers, local authorities, surveyors and counterpart Cheshire conveyancing practitioners

A colleague advised me that if I am buying in Cheshire I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

This is a search is occasionally quoted for as part of the standard Cheshire conveyancing searches. It is a large document of more than thirty pages, listing and setting out significant information about Cheshire around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Cheshire Education with maps and statistics, Local Amenities and other useful information regarding Cheshire.

I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what should have been a quick, no chain conveyancing. Cheshire is the location of the property. What do you suggest?

Flying freeholds in Cheshire are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Cheshire you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cheshire may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I am looking at a two apartments in Cheshire which have approximately 50 years left on the leases. Should I regard a short lease as a deal breaker?

There is no doubt about it. A leasehold apartment in Cheshire is a wasting asset as a result of the shortening lease. The closer the lease gets to zero years unexpired, the more it reduces the marketability of the property. For most purchasers and banks, leases with less than eighty years become less and less attractive. On a more positive note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the property for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of a residence with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Cheshire conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. A more straightforward and quicker method of extending would be to contact your landlord directly and sound him out on the prospect of extending the lease. You may find he or she is happy to negotiate informally and willing to consider your offer straight off, without having to involve anyone else. This will save you time and money and it could help you reach a lower price on the lease. You need to ensure that the agreed terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.

I invested in buying a split level flat in Cheshire, conveyancing was carried out 6 years ago. Can you give me give me an indication of the likely cost of a lease extension? Comparable properties in Cheshire with an extended lease are worth £191,000. The average or mid-range amount of ground rent is £55 yearly. The lease comes to an end on 21st October 2071

With just 53 years unexpired the likely cost is going to range between £27,600 and £31,800 plus professional fees.

The suggested premium range above a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of comprehensive investigations. Do not use this information in tribunal or court proceedings. There are no doubt additional issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. You should not take any other action based on this information before seeking the advice of a professional.

I am planning to acquire a property and need a conveyancing solicitor in Cheshire who is on the bank conveyancing panel. Could you point me in the right direction as regards a firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the mortgage company who do conveyancing in Cheshire. We dont recommend any particular firm.

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Find out more about how flying freehold can affect your the value of a property.