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Find a Cheshire Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Cheshire? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Cheshire transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Cheshire conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Cheshire

The Cheshire conveyancing firm handling our Cheshire conveyancing has identified a difference between the surveyor’s assumptions in the valuation survey and what is revealed within the legal papers for the property. My lawyer informs me that he must check that the bank is happy with this discrepancy and is still content to lend. Is my solicitor’s course or action legitimate?

Your lawyer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

We wanted to use a conveyancing solicitor in Cheshire for our home move. Our broker informed us that our mortgage lenders Lloyds TSB Bank won't deal with them. Surely this is unfair competition?

Mortgage Companies tend to imposes restrictions either the category or the number of conveyancing practices on their panel. Typical examples of such criteria being that a firm must have two or more partners. As well as restricting the profile of firm, a few banks have decided to limit the number of solicitor practices they use to act for them. Be aware that Lloyds TSB Bank have no responsibility for the quality of advice provided by any member of Lloyds TSB Bank Conveyancer Panel. Mortgage fraud was a key driver in the rationalisation of solicitor panels since 2008 even though there remains differing opinions about the level of solicitor involvement in some of that fraud. Data from the Land Registry reveal that hundreds of law firms, including some in or near Cheshire only carry out one or two conveyances per annum.

Will commercial conveyancing searches reveal impending roadworks that may impact a commercial property in Cheshire?

Many commercial conveyancing solicitors in Cheshire will conduct a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in looking into accurate data on highways that impact buildings and development assets in Cheshire. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Cheshire.

For each commercial conveyancing transaction in Cheshire it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately could cause delays to Cheshire commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not conducted for domestic conveyancing in Cheshire.

I have been on the look out for a ground for flat up to £245,000 and found one near me in Cheshire I like with amenity areas and station in the vicinity, however it only has 61 remaining years left on the lease. There is not much else in Cheshire suitable, so just wondered if I would be making a mistake purchasing a lease with such few years left?

Should you require a mortgage the shortness of the lease will be problematic. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of twenty four months you can ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor about this matter.

Should I go with a Cheshire conveyancing lawyer who is local to the property I am purchasing? I have an old university friend who can handle the conveyancing however her office is approximately 350kilometers drive away.

The benefit of a high street Cheshire conveyancing firm is that you can visit the firm to execute documents, deliver your identification documents and apply pressure on them where appropriate. They will also have local insight which is a bonus. However nothing is more important than finding someone that will do a good and efficient job. If if people you trust used your friend and in the main were happy that should surpass using an unknown Cheshire conveyancing lawyer solely due to them being round the corner.

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