Can the conveyancing solicitors that you recommend conduct attended exchange conveyancing in Cheshire?
We do have a number of conveyancing experts who can conduct one day exchanges. You should call us to secure a conveyancing quote and details as to dates.
It is a dozen years since I bought my home in Cheshire. Conveyancing lawyers have just been instructed on the sale but I can't track down my deeds. Is this a major issue?
Don’t worry too much. Firstly the deeds may be kept by your mortgage company or they could stored with the conveyancers who handled the purchase. Secondly in most cases the land will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. Most conveyancing in Cheshire relates to registered property but in the unlikely event that your home is not registered it adds to the complexity but is resolvable.
I decided to have a survey completed on a property in Cheshire ahead of instructing solicitors. I have been informed that there is a flying freehold aspect to the property. My surveyor has said that some banks will not give a mortgage on a flying freehold property.
It varies from the lender to lender. HSBC has different requirements for example to Birmingham Midshires. Should you wish to call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Cheshire. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Cheshire to see if the conveyancing will be more expensive.
Do I need to be suspicious by 3rd parties that I am dealing with are suggesting a national conveyancing firm as opposed to a High Street Cheshire conveyancing practice?
As with lots of professional services, often referrals from connections can be worth their weight in gold. Yet there are lots of people with a keen interest in a conveyancing matter; estate agents, mortgage brokers and mortgage companies may put forward solicitors to appoint. Sometimes the lawyers might be known to one of the organisations as experts in their field, but occasionally there may be a financial incentive behind the recommendation. You have the discretion to choose your own lawyer. Don't forget that most lenders have an approved list of law firms you must use for the lender aspect of your house move.
We are soon to purchasing a apartment in Cheshire. Conveyancing is not complete but we would like have the amount we are are buying for private from sites such as Zoopla. How could this be done?
HMLR by statute are required to specify price paid data on a register of the title for domestic properties countrywide which includes premises in Cheshire. The register of ownership is an open document, so HM Land Registry would be breaching their statutory obligations excluded certain homes such as the one in Cheshire.
In essence you can make a request of HM Land Registry to withhold the price paid entry however the response will be in the negative.