My brother and I have just acquired a house in Cheshire. We have noticed several issues with the property which we suspect were overlooked in the conveyancing searches. What action can we take? What searches should? have been ordered for conveyancing in Cheshire?

It is not clear from the question as to the nature of the problems and if they are unique to conveyancing in Cheshire. Conveyancing searches and due diligence initiated during the buying process are carried out to help avoid problems. As part of the legal transfer of property, a seller answers a questionnaire called a Seller’s Property Information Form. answers turns out to be inaccurate, then you may have a claim against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Cheshire.

When does exchange of contracts occur in sale conveyancing in Cheshire and do I need to attend the solicitors office?

If you are near to our conveyancing solicitors in Cheshire you are invited in to sign the paperwork. That being said, the lender approved solicitors we recommend supply a national conveyancing service and provide just as detailed and professional a job for you when communicating with you by post or email. The signing of the sale agreement is not the important part. Signing on the dotted line is necessary for the solicitor to address the formalities when the time is right, which is ordinarily shortly after signing. The procedure is is usually a five minute process, although where a lengthy "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Cheshire)to be in the office available at the end of the phone to exchange contracts.

I am downsizing from our house in Cheshire and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. A local lawyer would know that there is no such problem. It does beg the question why the buyers instructed a factory type conveyancing outfit as opposed to a conveyancing solicitor in Cheshire. We have lived in Cheshire for six years we know of no issue. Do we get in touch with our local Authority to seek clarification that there is no issue.

It would appear that you have a conveyancing firm currently acting for you. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)

I'm buying my first flat in Cheshire with a loan from Godiva Mortgages Ltd. The sellers would not budge the amount so I negotiated five thousand pounds worth of additionals instead. The house builders rep suggested that I not reveal to my solicitor about the deal as it could affect my mortgage with Godiva Mortgages Ltd. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Hoping to buy a property located in Cheshire and I am already nervous. I couldn't find anything specific about Cheshire. Conveyancing will be needed in due course but do you know about the Cheshire area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Cheshire. In the meantime here are some basic statistics that we found