lenderpanel

Find a Cheshire Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Cheshire? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Cheshire transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Cheshire conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Cheshire

At what point will exchange of contracts take place for sale conveyancing in Cheshire and am I required to attend the solicitors branch?

If you are round the corner to one of the conveyancing solicitors in Cheshire you are invited in to sign the paperwork. However, the lender approved solicitors we recommend offer a nationwide conveyancing service and give as equally detailed and professional a job for you when communicating with you electronically. The signing of the contract is not the critical part. Signing on the dotted line is just a prerequisite for the conveyancer to exchange contracts when the time is right, which is ordinarily shortly after signing. The procedure is is usually a five minute process, although where an extended "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Cheshire)to be in the office available at the end of the phone to exchange contracts.

My relative advised me that where I am buying in Cheshire I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

A search of this type is usually quoted for as part of the standard Cheshire conveyancing searches. It is not a small report of about 40 pages, listing and setting out significant information about Cheshire around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with maps and statistics, Local Amenities and other useful information regarding Cheshire.

How does conveyancing in Cheshire differ for new build properties?

Most buyers of new build or newly converted property in Cheshire come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is constructed. This is because house builders in Cheshire tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Cheshire or who has acted in the same development.

Yesterday I discovered that there is a flying freehold element on a property I put an offer in a fortnight ago in what was supposed to be a simple, no chain conveyancing. Cheshire is the location of the property. What do you suggest?

Flying freeholds in Cheshire are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Cheshire you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cheshire may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

In what way can the Landlord & Tenant Act 1954 affect my commercial premises in Cheshire and how can you help?

The particular law that you refer to provides a safeguard to commercial tenants, granting the right to apply to court for a renewal lease and continue in occupation when the lease comes to an end. There are limited grounds that a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Cheshire is one of the hundreds of areas of the UK in which the firms we work with are located

Last updated

Find out more about how flying freehold can affect your the value of a property.